Exclusions

Cross suits exclusion wording and examples

Cross suits exclusions bar coverage for injury or damage claims brought by one insured against another insured under the same or related policy. Cross suits exclusions address claims or liability between insureds, but their triggers and exceptions differ.

Coverage classification

Form type
Exclusions

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Cross suits exclusion forms compared by Intent, Trigger, Notable terms
FormIntentTriggerNotable terms

Sutton National Insurance Company

Cross Suits Exclusion

SNIPH CW 0029 (07/26)

Commercial General Liability

Excludes certain liability to one insured caused by another insured.Applies to liability caused in whole or in part by another insured.Adds the exclusion to specified CGL and products-completed operations coverages.

New York Marine and General Insurance Company

Cross Suits Exclusion

GL 0838 06/26

Commercial General Liability

Excludes specified injury or damage arising from a claim or suit between insureds.Applies to bodily injury, property damage, or personal and advertising injury arising from such claims or suits.Excepts additional insureds as set forth in the schedule, which identifies persons granted coverage as required by contract.

Notable clauses

“Any liability to an insured that is caused, in whole or in part, by any other insured.”

Sutton National Insurance Company · Cross Suits Exclusion · SNIPH CW 0029 (07/26)

Liability to an insured. The form uses a liability trigger that is not limited in its wording to a suit.

“this exclusion does not apply to an additional insured, as set forth in the Schedule below”

New York Marine and General Insurance Company · Cross Suits Exclusion · GL 0838 06/26

Additional insureds. The schedule describes persons granted coverage under the policy as required by contract.

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