Coverage description
An insured vs insured exclusion limits coverage for claims brought by one insured against another insured, subject to carvebacks and exceptions. Forms can differ in the provisions, conditions and coverage they address.
Coverage classification
- Form type
- Exclusions
- Topics
- Management Liability
Compare Insured vs insured exclusion forms
| Form | Intent | Provision addressed | Conditions |
|---|---|---|---|
Federal Insurance CompanyAmend Insured Versus Insured Exclusion Endorsement MS-420845 04/26 Directors and Officers Liability | Amends insured-versus-insured exclusions and lists exceptions. | Addresses matters brought between organizations and insured persons. | The reviewed carvebacks include specified derivative matters and insolvency officials. |
The Hanover Insurance CompanyAmend Insured Versus Insured Exclusion - Broadened Whistleblower Carve Back 951-04049 10/26 Directors and Officers Liability | Amends the exclusion to broaden a whistleblower carveback. | Addresses matters brought by a whistleblower against an insured. | The provision refers to federal, state, local or foreign law. |
Notable clauses
“Brought by a whistleblower pursuant to any federal, state, local, or foreign law against an Insured”
The Hanover Insurance Company · Amend Insured Versus Insured Exclusion - Broadened Whistleblower Carve Back · 951-04049 10/26
Whistleblower. The endorsement replaces the specified whistleblower provision.
“brought or maintained derivatively on behalf of the Organization”
Federal Insurance Company · Amend Insured Versus Insured Exclusion Endorsement · MS-420845 04/26
Derivative matters. The carveback includes conditions concerning executive involvement.
Market activity
Matching form records, product lines, state activity, and recent examples for this coverage language.
Matching form records
Recent records
Product submissions
Companies
Insurance forms library
Related insurance form pages
Related coverage topics
Side A DIC coverage protects directors and officers when indemnification or underlying insurance is unavailable. Compares two insurers' forms; 10 insurers file it.
Prior acts exclusionA prior acts exclusion limits coverage for acts, errors or events that occurred before a specified date. Compares Federal and Vantapro forms; 115 insurers file it.
Co-defendant coverageCo-defendant coverage adds or clarifies coverage when an insured is sued alongside specified co-defendants. Compares two Federal forms; 32 insurers file it.
Fiduciary liability coverageFiduciary liability coverage insures fiduciary exposures, with possible sublimits for ERISA and HIPAA penalties. Compares two insurers' forms; 87 insurers file it.
Insolvency exclusionAn insolvency exclusion removes management liability coverage for claims arising from a company's bankruptcy. Compares QBE and Beazley forms; 150 insurers file it.
Employment-related practices exclusionThis exclusion limits coverage for claims over employment decisions, harassment, retaliation or termination. Compares two insurers' forms; 119 insurers file it.
Severability of exclusionsSeverability of exclusions provisions set when one insured's conduct or knowledge is imputed to another insured. Compares Westfield and Starr forms; 39 insurers file it.
Known wrongful act exclusionA known wrongful act exclusion bars coverage when an insured knew of a wrongful act or likely claim before a set date. Compares two insurers' forms; 13 insurers file it.
More management liability coverage topics
- Additional defense costs limit endorsement
- Class action exclusion
- Coinsurance endorsement
- Consent to settle endorsement
- Failure to maintain insurance exclusion
- Follow form endorsement
- Guaranteed renewal endorsement
- Intellectual property exclusion
- Non-stacking of limits
- Other insurance endorsement
- Prior acts coverage
- Prior notice exclusion
- Regulatory claims exclusion
- Specific matter exclusion
- Supplemental extended reporting period
- Tie-in of limits