Coverage classification
- Form type
- Exclusions
- Product lines
- Management LiabilityDirectors and Officers Liability
Compare Regulatory claims exclusion forms
| Form | Intent | Claims addressed | Exceptions |
|---|---|---|---|
The Hanover Insurance CompanyGovernmental and Regulatory Claims Exclusion PCA-605 01/26 Community Association Liability | Excludes specified governmental claims and claims involving violations of administrative or regulatory requirements. | Addresses claims by government or quasi-government bodies and specified violations of local, state or federal requirements. | The exclusion does not apply to Employment Practices Wrongful Acts. |
Hudson Insurance CompanyRegulatory Exclusion with Side A Carveback (Non-Healthcare Risks) PD-DO-EX.29 (4/12) Directors and Officers Liability | Adds an exclusion for claims brought by or on behalf of regulatory entities. | Addresses federal, state or local regulators, including entities regulating banking or other industries. | The exclusion does not apply to the portion of loss under the Executive and Employee Liability insuring agreement. |
Notable clauses
“this exclusion will not apply to any Employment Practices Wrongful Act”
The Hanover Insurance Company · Governmental and Regulatory Claims Exclusion · PCA-605 01/26
Employment practices. The endorsement excepts this defined class of act from the exclusion, subject to other policy terms.
“this exclusion shall not apply to the portion of Loss under INSURING AGREEMENT I. (A) Executive and Employee Liability”
Hudson Insurance Company · Regulatory Exclusion with Side A Carveback (Non-Healthcare Risks) · PD-DO-EX.29 (4/12)
Executive and employee liability. The carveback applies to the identified portion of loss; it does not establish coverage independently of the policy.
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