Coverage classification
- Form type
- Exclusions
Compare Failure to maintain insurance exclusion forms
| Form | Intent | What it addresses | Defense costs |
|---|---|---|---|
Great American Insurance CompanyFailure to Effect and Maintain Insurance Exclusion with Exception for Costs of Defense Subject to a Sublimit D 26506(2) (08/26) Community Association Liability | Adds an exclusion for a failure to effect and maintain insurance. | Includes inadequate insurance and specified disputes over assessments, dues or obligations resulting from that failure. | The exclusion does not apply to defense costs for such a claim, subject to a sublimit that is part of the aggregate limit. |
Federal Insurance CompanyFailure to Effect or Maintain Insurance Exclusion Endorsement PF-347429 (05/2025) Directors and Officers Liability | Excludes loss from claims tied to an actual or alleged failure to obtain, effect or maintain insurance. | Also addresses failure to comply with an insurance agreement. | This endorsement does not state a separate defense-cost exception. |
Notable clauses
“this exclusion shall not apply to Costs of Defense for such Claim”
Great American Insurance Company · Failure to Effect and Maintain Insurance Exclusion with Exception for Costs of Defense Subject to a Sublimit · D 26506(2) (08/26)
Defense costs. The stated exception is subject to a sublimit; it does not by itself establish coverage under other policy terms.
“or to comply with the terms of any insurance agreement”
Federal Insurance Company · Failure to Effect or Maintain Insurance Exclusion Endorsement · PF-347429 (05/2025)
Insurance agreement. The exclusion also addresses compliance with an insurance agreement, not just obtaining coverage.
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