Employment-related practices exclusion in admitted P&C products

This insurance does not apply to:
1. Bodily injury or personal and advertising injury to:
a. A person arising out of any:
(1) Refusal to employ that person;
(2) Termination of that person's employment; or
(3) Employment-related practices, policies, acts or omissions, such as coercion, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation, or discrimination directed at that person; or
b. The spouse, child, parent, brother, or sister of that person as a consequence of bodily injury or personal and advertising injury to that person at whom any of the employment-related practices described in paragraphs a. (1), (2) or (3) above is directed.

This exclusion applies:
a. Whether the insured may be liable as an employer or in any other capacity; and
b. To any obligation to share damages with or repay someone else who must pay damages because of the injury.

Selected excerpt from this form.

1. 01Covers refusal to hire, termination, and listed personnel-management practices.
2. 02Extends to family-member consequential injury claims.
3. 03Applies whether the insured is liable as an employer or in another capacity.