Coverage classification
- Form type
- Exclusions
- Product lines
- Employment Practices LiabilityManagement Liability
Compare Wage and hour exclusion forms
| Form | Intent | Coverage context | Exceptions and limits |
|---|---|---|---|
The Hanover Insurance CompanyFull Wage and Hour Law Exclusion PCA-610 01/26 Community Association | Amends an exclusion addressing violations of wage and hour and other specified laws. | Applies to the Preferred Community Association Protector Insurance Policy. | Excepts employment practices claims specifically alleging retaliatory treatment or an Equal Pay Act violation. |
Federal Insurance CompanyAmend Wage and Hour Exclusion with Retention and Sublimit for Defense Costs Endorsement PF-57218 (05/26) Employment Practices Liability | Adds a limited defense-cost extension and modifies an exclusion for costs covered by that extension. | Applies to defined wage and hour matters first made during the policy period, subject to other terms. | Defense costs are subject to a scheduled sublimit and retention. The form limits coverage for specified prior knowledge. |
Notable clauses
“Claims for Employment Practices Wrongful Acts specifically alleging retaliatory treatment”
The Hanover Insurance Company · Full Wage and Hour Law Exclusion · PCA-610 01/26
Retaliation. This exception applies to a specified kind of employment practices claim, not all wage and hour claims.
“which amount is part of and not in addition to the Coverage Part Aggregate Limit of Liability”
Federal Insurance Company · Amend Wage and Hour Exclusion with Retention and Sublimit for Defense Costs Endorsement · PF-57218 (05/26)
Defense cost sublimit. The wage and hour defense-cost sublimit shares the coverage part aggregate rather than adding a separate limit.
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