Exclusions

Independent contractors exclusion in admitted P&C products

Coverage classification

Form type
Exclusions
Topics
Employment Practices

Coverage intent

An independent contractors exclusion removes independent contractors from covered employment-practices terms such as employment claim, third party, insured person, or retaliation.

Coverage impact

The examples amend EPLI and management-liability definitions rather than construction-liability exclusions. Review which definitions are deleted because the endorsement may remove independent contractors from claim and insured-person treatment.

Where this language appears

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