Crisis management coverage wording and examples

Compare Crisis management coverage forms

Crisis management coverage forms compared by Intent, Coverage context, Notable terms
Form	Intent	Coverage context	Notable terms
Fair American Insurance and Reinsurance Company Crisis Management Coverage Extension Endorsement FA-PML-1555-A CW 03-2026 Directors and Officers Liability	Reimburses the insured entity for qualifying crisis management costs.	Addresses defined events first occurring during the policy period and reported as required.	Uses a sublimit within the coverage part aggregate; no retention applies.
Central Mutual Insurance Company Crisis Management Expense Coverage PREP 3054 0526 Employment Practices Liability	Reimburses the named insured for qualifying crisis management expenses incurred by an insured organization.	Addresses specified employment practices allegations and workplace harassment allegations, subject to stated conditions.	Requires written notice as soon as practicable and no later than 30 days after the event begins.

“Such sublimit will be part of, and not in addition to, the Aggregate Limit of Liability”

Fair American Insurance and Reinsurance Company · Crisis Management Coverage Extension Endorsement · FA-PML-1555-A CW 03-2026

Coverage limit. The form treats the crisis management sublimit as part of the coverage part aggregate.

“in no event later than thirty (30) days after the commencement of such Crisis Management Event”

Central Mutual Insurance Company · Crisis Management Expense Coverage · PREP 3054 0526

Notice deadline. The form requires written notice as soon as practicable and sets an outside deadline.

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