Coverage classification
- Form type
- Endorsements
Compare Amendment of definition of loss forms
| Form | Intent | What changes | Conditions |
|---|---|---|---|
QBE Insurance CorporationAmend Definition of Loss - Pollution Carveback MLPL-FO-2094 (07-26) Family Offices and Trusts | Replaces a provision addressing amounts spent to respond to pollutants. | The replacement provision does not apply to specified non-indemnified loss or securityholder claims. | The rest of the policy remains relevant to whether any particular amount is covered. |
Federal Insurance CompanyAmend Definition of Loss - Mass or Class Action Endorsement PF-57206 (05/26) Employment Practices Liability | Adds specified training and program costs to loss for mass or class actions. | The costs must be reasonable and necessary and required by a settlement, judgment or consent decree. | The form caps these costs at the lesser of 25% of the coverage part aggregate or $1 million, within the aggregate. |
Notable clauses
“this paragraph shall not apply to INSURING AGREEMENT I.B.1.”
QBE Insurance Corporation · Amend Definition of Loss - Pollution Carveback · MLPL-FO-2094 (07-26)
Pollution response costs. The replacement language also excepts certain securityholder claims; the underlying policy determines the remaining coverage terms.
“reasonable and necessary costs of training, education, sensitivity or minority development or diversity programs”
Federal Insurance Company · Amend Definition of Loss - Mass or Class Action Endorsement · PF-57206 (05/26)
Training or education. The costs must satisfy the form’s mass or class action and settlement, judgment or consent decree requirements.
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