Endorsements

Follow form endorsement wording and examples

Follow form endorsements make a policy follow scheduled endorsements, terms, or coverage provisions of another policy identified in the endorsement schedule. Follow form wording adopts specified terms from underlying coverage, while identifying exceptions and conflicts.

Coverage classification

Form type
Endorsements

Compare Follow form endorsement forms

Follow form endorsement forms compared by Intent, What follows, Exceptions
FormIntentWhat followsExceptions

Colonial Surety Company

Commercial Umbrella Follow Form Endorsement

CSC-UMB-END-002 05 26

Commercial Liability Umbrella

Makes the umbrella coverage follow provisions, exclusions and limitations of applicable underlying insurance.Applies to the underlying insurance relevant to a particular event when multiple underlying policies conflict.The endorsement controls where its provisions conflict, and coverage is not broader than applicable underlying insurance.

National Casualty Company

Follow Form Endorsement (with Shaving of Limits) - North Carolina

EC-86-W-NC (04-26)

Follow Form Excess Liability

Follows the controlling policy subject to stated exceptions.Applies to a follow form excess liability policy.Preserves the excess policy declarations and endorsements and addresses underlying sublimits and exhaustion.

Notable clauses

“To the extent such provisions differ or conflict, the provisions of this endorsement will apply.”

Colonial Surety Company · Commercial Umbrella Follow Form Endorsement · CSC-UMB-END-002 05 26

Conflicting provisions. The endorsement specifies which terms control when its provisions and underlying terms conflict.

“Underlying Limits will not be reduced by the existence of a sub-limit of liability in any Underlying Policy(ies).”

National Casualty Company · Follow Form Endorsement (with Shaving of Limits) - North Carolina · EC-86-W-NC (04-26)

Underlying sublimits. The endorsement specifies how an underlying sublimit affects the underlying limits for this excess policy.

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