Exclusions

Employer liability exclusion in admitted P&C products

Coverage classification

Form type
Exclusions
Topics
Employment Practices

Coverage intent

An employer liability exclusion limits liability coverage for employee bodily injury, occupational disease, or similar workplace-injury claims outside the intended workers compensation or employers liability program.

Coverage impact

After excluding maritime-specific forms, the examples center on CGL and umbrella employer-liability exclusions. Insured-contract exceptions, occupational disease wording, and total-exclusion variants can change the result.

Where this language appears

Matching form records, product lines, state activity, and recent examples for this coverage language.

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Recent records

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