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Exclusions

PFAS exclusion wording and examples

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Coverage description

A PFAS exclusion limits coverage for injury, damage, cleanup, or liability involving per- and polyfluoroalkyl substances. Wording varies in its chemical definitions, link to injury, response costs and treatment of contributing causes.

Coverage classification

Form type
Exclusions
Product lines
Commercial General LiabilityCommercial PackageEnvironmental Liability

Compare PFAS exclusion forms

PFAS exclusion forms compared by Intent, Trigger and contributing causes, Definition, Costs and obligations
FormIntentTrigger and contributing causesDefinitionCosts and obligations

Great American Insurance Company

Perfluoroalkyl or Polyfluoroalkyl Substances (PFAS) - Exclusion

GAM 80 33 04 26

Following Form Excess Liability

Excludes PFAS liability from activities, exposure and materials containing PFAS.Activity and but-for wording; concurrent and sequential causes expressly addressed.Chemical families, containing goods, similar active ingredients and governmental-agency tests.Response requirements and government claims for testing, cleanup and related costs.

Hiscox Insurance Company Inc.

Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)

CG 40 32 05 23

Commercial General Liability

Excludes PFAS bodily injury, property damage, and personal and advertising injury.But-for injury test; no separate concurrent-cause sentence in this endorsement.Fluorinated-carbon structure, listed chemical families, and goods containing those substances.Testing, cleanup and response expenses addressed under both coverage amendments.

Scottsdale Insurance Company

PFC/PFAS Exclusion

GLS-666 (06-22)

Commercial General Liability / Products-Completed Operations Liability

Excludes PFAS injury and damage, including unknown incorporation into products.But-for injury test plus express treatment of concurrent and sequential causes.Listed chemical groups, fluorinated polymers, associated substances and degradation products.Testing, cleanup and response expenses; other policy exclusions remain relevant.

General Star Management Company

Total PFAS Exclusion

EX1157 12 2021

Excess Liability / Excess Automobile Liability

Excludes PFAS loss and expense, including activities, warnings and product representations.Activity, relationship and but-for tests; other contributing causes expressly addressed.Named chemicals, structural and replacement-substance tests, and government references at policy inception.Response orders, government claims, fines, supervision allegations and indemnity obligations.

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Notable clauses

“regardless of whether any other cause, event, material, substance, good or product contributed concurrently or in any sequence to such injury or damage.”

Scottsdale Insurance Company · PFC/PFAS Exclusion · GLS-666 (06-22)

Other contributing causes. The clause expressly addresses other causes contributing alongside PFAS or in sequence.

“Chemical or substance that contains one or more alkyl carbons on which hydrogen atoms have been partially or completely replaced by fluorine atoms, …”

Hiscox Insurance Company Inc. · Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS) · CG 40 32 05 23

PFAS definition. This form defines PFAS by chemical structure, including partial fluorination, rather than only by naming chemicals.

“Any loss, cost or expense arising out of any: a. request, demand, order or statutory or regulatory requirement that any Insured or others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to or assess the effects of "PFAS" or materials containing "PFAS"; …”

Great American Insurance Company · Perfluoroalkyl or Polyfluoroalkyl Substances (PFAS) - Exclusion · GAM 80 33 04 26

Response and cleanup costs. The cost provision expressly addresses requests and demands as well as statutory or regulatory requirements.

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Market activity

Matching form records, product lines, state activity, and recent examples for this coverage language.

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PFAS exclusion wording map

Explore clusters of similar wording and outlying forms on the map. Select a point to see the associated forms.

Form group
PFAS exclusion
200 forms on chart / latest Nov 6, 2026
More typical wording
Less typical wording
Each dot is a filed form in the selected group. Dots close together tend to use similar wording.
Multi-company use
Multiple products
Multi-state rollout
Single company/product
Larger dots appear in more filings for the selected group.
Wording signals
Most common wording
CGL PFAS Exclusion
PGL00165 0325
47 filings
Swiss Re Corporate Solutions America Insurance Corporation + 2 more
Commercial General Liability
Less common wording
PFAS Exclusion Endorsement
CYB-19180Ed. 08-24 08-24
41 filings
Travelers Casualty and Surety Company of America + 1 more
Cyber Liability + 3 more

Form pages for numbers in this map

Insurance forms library

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Endorsements

Endorsements show how carriers add, limit, exclude, or amend coverage language.

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