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Endorsements

PFAS exclusion in admitted P&C products

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Coverage intent

A PFAS exclusion limits coverage for injury, damage, cleanup, or liability involving per- and polyfluoroalkyl substances.

Coverage impact

PFAS exclusions show how carriers respond to emerging environmental and products liability exposure across liability, property, and specialty products.

Form similarity

Form groups by coverage intent

FilingFocus converts each form into a numeric representation of its wording. The map compares distance between those representations, so forms with similar intent, not just keywords, appear closer together. This helps show repeated variants, related form families, and outliers.

Form group
PFAS exclusion
996 forms on chart / latest Jun 23, 2026
More typical wording
Less typical wording
Each dot is a filed form in the selected group. Dots close together tend to use similar wording.
Multi-company use
Multiple products
Multi-state rollout
Single company/product
Larger dots appear in more filings for the selected group.
Wording signals
Most common wording
CGL PFAS Exclusion
PGL00165 0325
44 filings
North American Elite Insurance Company + 2 more
Commercial General Liability
Less common wording
New Multistate PFAS Exclusion Endorsements
HIB GL-2022-OFR22
1 filing
Seneca Insurance Company, Inc.
Commercial General Liability

Where this language appears

Matching form records, product lines, state activity, and recent examples for this coverage language.

Matching form records

Recent records

Product submissions

Companies

Sample form language

A representative form excerpt for this topic, with the form number and edition date shown the way insurance teams usually identify versions.

Selected form

Perfluoroalkyl or Polyfluoroalkyl Substances (PFAS) - Exclusion

Form #: GAM 80 33 04 26

Great American Insurance Company

Commercial Umbrella and Excess

MD | Jun 23, 2026

This endorsement excludes PFAS liability through broad activity language, cleanup-response wording, and concurrent-cause language.

PFAS activity and cleanup scope

Perfluoroalkyl or Polyfluoroalkyl Substances (PFAS)

1. Any liability arising out of or which would not have occurred in whole or in part but for the actual, alleged, or threatened:

    a. manufacture, storage, processing, packaging, distribution, testing, monitoring, treatment, detoxifying, neutralizing, transportation, installation, repair, removal, encapsulation, abatement, replacement, use or handling of "PFAS" or any other material or substance containing "PFAS";
...
    c. discharge, dispersal, seepage, migration, release, leakage, leaching, friability, flaking, escape or presence of "PFAS";
...
2. Any loss, cost or expense arising out of any request, demand, order or statutory or regulatory requirement that any Insured or others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to or assess the effects of "PFAS" or materials containing "PFAS";

regardless of whether any other cause, event, material or product contributed concurrently or in any sequence to the injury or damage.

Selected excerpt from this form.

Notable language points

  1. 01Uses but-for and concurrent-cause wording around PFAS-related liability.
  2. 02Targets both PFAS activities and materials containing PFAS.
  3. 03Extends to cleanup, testing, monitoring, treatment, detoxifying, neutralizing, and response costs.

Related insurance form pages

Endorsements

Endorsements show how carriers add, limit, exclude, or amend coverage language.

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