Exclusions

Snow or ice removal operations exclusion wording and examples

A snow or ice removal operations exclusion can limit coverage for injury or damage arising from specified removal work. The examples differ in the operations and premises addressed.

Coverage classification

Form type
Exclusions

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Snow or ice removal operations exclusion forms compared by Intent, Operations, Notable qualifications
FormIntentOperationsNotable qualifications

Allied World Insurance Company

Snow Plow and Snow or Ice Removal Operations Exclusion

GL 00705 00 (02/22)

Owners and Contractors Protective Liability and Railroad Protective Liability

Excludes specified injury, damage and other liability arising from snow plow or snow or ice removal operations by or on behalf of an insured.Includes pretreatment, surface preparation and failure to remove snow or ice.Addresses allegations of negligent hiring, supervision or other specified activities when the occurrence involved snow plow operations performed by or on behalf of an insured.

Frederick Mutual Insurance Company

Exclusion - Snow or Ice Removal Operations

FM_BP_SNOWEX 10 2023

Businessowners Liability

Excludes certain bodily injury or property damage liability arising from snow or ice removal.Includes plowing, shoveling, salting and property monitoring, including work by a subcontractor.Applies to specified operations at premises not owned by or leased to the insured.

Notable clauses

“the failure to remove snow or ice”

Allied World Insurance Company · Snow Plow and Snow or Ice Removal Operations Exclusion · GL 00705 00 (02/22)

Failure to remove. The form also includes pretreatment and surface preparation in anticipation of a snow or ice event.

“at premises not owned by or leased to “you””

Frederick Mutual Insurance Company · Exclusion - Snow or Ice Removal Operations · FM_BP_SNOWEX 10 2023

Premises limitation. The form ties this exclusion to the stated premises condition.

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