Coverage classification
- Form type
- Exclusions
- Topics
- PropertySpace Weather
- Product lines
- Commercial Property
Compare Space weather exclusion forms
| Form | Intent | Coverage context | Conditions and limits |
|---|---|---|---|
Property and Casualty Insurance Company of HartfordSpace Weather Exclusion With Ensuing Cause of Loss Exception SP 20 29 09 26 Special Property | Adds a space weather exclusion to the special property form. | Defines events originating beyond the Earth’s upper atmosphere that interfere with space-borne, atmospheric or ground-based property. | Pays for direct loss or damage by resulting fire to covered property, with stated restrictions on indirect coverages. |
Property and Casualty Insurance Company of HartfordSpace Weather Exclusion SP 20 16 03 26 Special Property | Adds a space weather exclusion to the special property form. | Uses a definition that lists solar wind, solar flares, coronal mass ejections and geomagnetic storms. | This endorsement does not include the separate resulting-fire language found in the other example. |
Notable clauses
“If a Space weather condition or event results in fire, we will pay for the loss or damage caused by that fire.”
Property and Casualty Insurance Company of Hartford · Space Weather Exclusion With Ensuing Cause of Loss Exception · SP 20 29 09 26
Resulting fire. The form limits this fire coverage to direct fire loss or damage to covered property and specifies that certain indirect coverages do not apply.
“solar wind, space particles, space electromagnetic radiation, solar energetic proton events”
Property and Casualty Insurance Company of Hartford · Space Weather Exclusion · SP 20 16 03 26
Space weather events. The definition lists examples of the conditions or events addressed by the exclusion.
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