Exclusions

Roof exclusion wording and examples

A roof damage exclusion can limit property coverage for specified roof damage. Roof exclusions can restrict wind or hail coverage for roof materials and related interior damage.

Coverage classification

Form type
Exclusions

Compare Roof damage exclusion forms

Roof damage exclusion forms compared by Intent, Coverage context, Notable terms
FormIntentCoverage contextNotable terms

National Security Fire and Casualty Company

Roof Exclusion Endorsement

FC 1093 04 15

Dwelling Property

Excludes wind or hail damage to the roof and its listed components.Also addresses interior damage from weather entering through roof damage.Describes conditions for removing the endorsement after acceptable proof of roof replacement.

Economy Fire and Casualty Company

Roof Damage Exclusion

L53200 1st Edition

Homeowners

Excludes wind or hail loss to roof materials and components.Addresses interior loss from rain, ice, snow, hail, sleet, sand or dust entering through the roof.Also modifies the wind or hail provision for certain outdoor equipment and interior losses.

Notable clauses

“Any removal of this endorsement shall occur as of the date such proof is received, deemed acceptable, and acknowledged in writing by the Company.”

National Security Fire and Casualty Company · Roof Exclusion Endorsement · FC 1093 04 15

Removal conditions. The form describes evidence and acknowledgment required before removal.

“entering the dwelling through the roof”

Economy Fire and Casualty Company · Roof Damage Exclusion · L53200 1st Edition

Interior loss. The form excludes specified interior losses caused by weather entering through the roof.

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