Coverage description
Employee benefits liability coverage addresses certain errors or omissions in the administration of employee benefit programs. Forms can differ in the provisions, conditions and coverage they address.
Coverage classification
- Form type
- Endorsements
- Topics
- Employment Practices
Compare Employee benefits liability coverage forms
| Form | Intent | Timing | Coverage context |
|---|---|---|---|
First National Insurance Company of AmericaEmployee Benefits Liability Coverage (Claims-Made) 1G2001FR 07 23 General Liability | Covers negligent administration of the employee benefit program. | Claims must first be made in the policy period or an extended reporting period, subject to the retroactive date. | Claims-made employee benefits liability endorsement. |
Wellfleet Insurance CompanyEmployee Benefits Liability Coverage - Occurrence BOP 80 05 10 24 Businessowners | Adds employee benefits liability coverage on an occurrence basis. | The act, error or omission must be committed during the policy period. | Businessowners coverage includes other conditions and exclusions. |
Notable clauses
“A "claim" for damages because of a negligent act, error, or omission is first made against any insured”
First National Insurance Company of America · Employee Benefits Liability Coverage (Claims-Made) · 1G2001FR 07 23
Claims-made timing. The claim must first be made within the period specified by the endorsement.
Market activity
Matching form records, product lines, state activity, and recent examples for this coverage language.
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Recent records
Product submissions
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Insurance forms library
Form examples
- CG 04 35: Employee Benefits Liability Coverage
- CG 27 15: Extended Reporting Period Endorsement For Employee Benefits Liability Coverage
- BP 04 98: Employee Benefits Liability Coverage
- CG 33 78: Colorado Changes - Employee Benefits Liability Coverage
- BP 04 99: Extended Reporting Period For Employee Benefits Liability Coverage
Related insurance form pages
Related coverage topics
An extended reporting period lets claims be reported after a claims-made policy ends, subject to its dates and terms. Compares four insurers' forms; 545 insurers file it.
Prior acts exclusionA prior acts exclusion limits coverage for acts, errors or events that occurred before a specified date. Compares Federal and Vantapro forms; 115 insurers file it.
Injury to leased workers coverageThese endorsements stop leased or temporary workers counting as employees under the employer's liability exclusion. Compares two insurers' forms; 150 insurers file it.
Employer liability exclusionAn employer liability exclusion limits liability coverage for employee injury or occupational disease claims. Compares two insurers' forms; 135 insurers file it.
Employment-related practices exclusionThis exclusion limits coverage for claims over employment decisions, harassment, retaliation or termination. Compares two insurers' forms; 119 insurers file it.
Fiduciary liability coverageFiduciary liability coverage insures fiduciary exposures, with possible sublimits for ERISA and HIPAA penalties. Compares two insurers' forms; 87 insurers file it.
Independent contractors exclusionThis exclusion removes independent contractors from employment practices terms such as employment claim. Compares two insurers' forms; 44 insurers file it.
Contractual liability limitationA contractual liability limitation narrows coverage for contract liability by restricting insured contracts. Compares two insurers' forms; 167 insurers file it.
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