BP 04 99 Extended Reporting Period For Employee Benefits Liability Coverage

An Insurance Services Office (ISO) standard form. It provides an extended reporting period for businessowners employee benefits liability coverage, with a separate aggregate limit, equal to the expiring aggregate limit, for claims first received during that period.

The 07 13 edition removes the policy period from the schedule and updates paragraph references. The coverage wording is the same as 01 06.

3 other edition dates appear in one or two filings each, often carrier-specific versions: 10 20, 01 10, 01 04.

Where filings record what this form replaced, they name earlier edition 01 10 and other forms VP 04 99. Only some filings record replacements.

• Edition in use: in the past 12 months, 9 companies filed the 07 13 edition and 6 companies filed 01 06.
• BP 04 98 (Employee Benefits Liability Coverage) is filed alongside it most often, in 62 of the same filings (98%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Tokio Marine Holdings Incorporated GroupUses BP 04 99 in 2 filings

• BP 04 98Employee Benefits Liability Coverage62 filings
• BP 00 03Businessowners Coverage Form33 filings
• BP 04 41Business Income Changes - Time Period33 filings
• BP 04 47Additional Insured - Vendors33 filings
• BP 04 48Additional Insured - Designated Person or Organization33 filings
• BP 14 04Windstorm or Hail Losses to Roof Surfacing - Actual Cash Value Loss Settlement33 filings
• BP 04 02Additional Insured - Managers or Lessors of Premises32 filings
• BP 04 06Additional Insured - Controlling Interest32 filings
• BP 04 07Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations Relating to Premises32 filings
• BP 04 09Additional Insured - Mortgagee, Assignee or Receiver32 filings