FilingFocus

Endorsements

Extended reporting period in admitted P&C products

Book a demo

Coverage classification

Form type
Endorsements
Topics
Reporting Periods

Coverage intent

An extended reporting period allows certain claims to be reported after a claims-made policy ends, subject to the policy’s terms, dates, and covered acts.

Coverage impact

ERP wording affects tail coverage, renewal strategy, mergers, cancellations, and professional liability continuity.

Form similarity

Form groups by coverage intent

FilingFocus converts each form into a numeric representation of its wording. The map compares distance between those representations, so forms with similar intent, not just keywords, appear closer together. This helps show repeated variants, related form families, and outliers.

Form group
Extended reporting period
997 forms on chart / latest Aug 11, 2026
More typical wording
Less typical wording
Each dot is a filed form in the selected group. Dots close together tend to use similar wording.
Multi-company use
Multiple products
Multi-state rollout
Single company/product
Larger dots appear in more filings for the selected group.
Wording signals
Most common wording
EXTENDED REPORTING PERIOD ENDORSEMENT – PROFESSIONAL LIABILITY
AL 50 24 01 23
79 filings
Everspan Insurance Company + 2 more
Commercial Package + 1 more
Less common wording
EXTENDED REPORTING PERIOD FOR SPECIFIC LOCATION - HUMAN SERVICES ABUSE OR MOLESTATION
NCG 75 86 10 21
72 filings
Nationwide Assurance Company + 8 more
Commercial General Liability

Where this language appears

Matching form records, product lines, state activity, and recent examples for this coverage language.

Matching form records

Recent records

Product submissions

Companies

Sample form language

A representative form excerpt for this topic, with the form number and edition date shown the way insurance teams usually identify versions.

Selected form

Extended Reporting Period Endorsement

Form #: CNA111932XX 07-2025

Continental Casualty Company

Directors and Officers Liability

OR | Jun 23, 2026

This endorsement shows the key tail-coverage boundary: claims can be reported during the extended period, but wrongful acts after the tail inception date are excluded.

Post-inception wrongful acts exclusion

Section III, Exclusion, is amended to add the following exclusion:

    The Insurer shall not be liable to pay that part of Non-Indemnified Loss under this Policy in connection with any Claim against an Insured Person based upon or arising out of any Wrongful Act committed, attempted, or allegedly committed or attempted on or after the Inception Date of Extended Reporting Period.

Selected excerpt from this form.

Notable language points

  1. 01Excludes claims tied to wrongful acts after that ERP inception date.

Related insurance form pages

Endorsements

Endorsements show how carriers add, limit, exclude, or amend coverage language.

Related coverage topics

Supplemental extended reporting period

Review supplemental extended reporting period in admitted P&C endorsements, including matching form records, product lines, common form names, and recent filings.

Prior acts exclusion

Review prior acts exclusion in admitted P&C endorsements, including matching form records, product lines, common form names, and recent filings.