Non-stacking of limits wording and examples

Form type: Endorsements
Topics: Management Liability Professional Liability Aggregate Limits
Product lines: Directors & Officers Liability Employment Practices Liability Professional Errors & Omissions Liability Management Liability

Compare Non-stacking of limits forms

Non-stacking of limits forms compared by Intent, When it applies, Limits and exceptions
Form	Intent	When it applies	Limits and exceptions
Central Mutual Insurance Company Non-Stacking of Limits PRGT 3013 0526 Management Liability	Caps combined insurer limits for a claim or inquiry covered by multiple policies.	Addresses policies issued to different entities by the insurer or its affiliates.	Separately addresses retentions and deductibles, capped at the largest single retention or deductible.
Next Insurance US Company Non-Stacking of Limits NXUS-GL-2046.1-0318 Commercial General Liability	Limits combined coverage for an occurrence or claim across policies issued by the insurer or its affiliates.	Applies to policies issued to the same insured.	Excludes policies specifically issued to apply as excess over this policy.

“the total Retention or deductible as finally determined shall in no event exceed the largest single Retention or deductible”

Central Mutual Insurance Company · Non-Stacking of Limits · PRGT 3013 0526

Retention limit. The endorsement specifies how to combine retentions while limiting the total to the largest applicable amount.

“specifically to apply as excess insurance over this policy”

Next Insurance US Company · Non-Stacking of Limits · NXUS-GL-2046.1-0318

Excess policies. The endorsement does not apply to policies specifically issued as excess over this policy.

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