Endorsements

Guaranteed renewal endorsement wording and examples

A guaranteed renewal endorsement sets out a renewal commitment subject to stated terms and exceptions. The renewal period, premium and events that end the guarantee vary by form.

Coverage classification

Form type
Endorsements

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Guaranteed renewal endorsement forms compared by Intent, Renewal terms, Exceptions
FormIntentRenewal termsExceptions

Federal Insurance Company

Guaranteed Renewal Endorsement

MS-425146 (07/2026)

Management Liability

Provides for renewal for the specified renewal policy period subject to the endorsement.Renewal uses the same terms subject to stated exceptions and a specified premium cap; the specimen leaves the dates and cap as placeholders.A specified conversion of coverage or a legal or regulatory change affecting the premium can terminate the obligation.

Mitsui Sumitomo Insurance Company of America

Guaranteed Renewal Endorsement

MSIG 11P40297 0726

Management Liability

Provides for one-year renewal on the stated terms subject to listed conditions.The form states a one-year term and generally the same terms and conditions.Listed events include unpaid renewal premium, specified notices of claims or circumstances, change in control and financial impairment.

Notable clauses

“this Endorsement shall not be included in such subsequent renewal”

Federal Insurance Company · Guaranteed Renewal Endorsement · MS-425146 (07/2026)

Subsequent renewal. The endorsement says it will not be included in a later renewal.

“The Insurer receives a written notice of Claim”

Mitsui Sumitomo Insurance Company of America · Guaranteed Renewal Endorsement · MSIG 11P40297 0726

Notice of claim. A specified claim notice is one of several events that can end the insurer’s renewal obligation.

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