Endorsements

Other insurance endorsement wording and examples

An other insurance endorsement addresses how a policy responds when other insurance is available. Forms differ in whether they address all other insurance or a named policy.

Coverage classification

Form type
Endorsements

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Other insurance endorsement forms compared by Intent, Priority, Notable terms
FormIntentPriorityNotable terms

Beazley Insurance Company, Inc.

Amend Other Insurance Endorsement

E13331 092019 ed.

Media, Tech, Data and Network Liability

Replaces the policy’s other insurance condition.Generally excess of other valid and collectible insurance, except insurance written specifically excess of this policy.The policy is primary for specified breach response, cyber extortion and data recovery costs.

Westfield Insurance Company

Amend Other Insurance (Excess of Specified Policy) Endorsement

CUP 01119 1125

Financial Institutions Liability

Amends other insurance for specified coverage sections.States that the policy is specifically excess of, and does not contribute with, the identified policy and its renewals or replacements.The endorsement states that this policy is not subject to the other policy’s terms; the policy identifier is a placeholder.

Notable clauses

“Breach Response Costs, Cyber Extortion Loss and Data Recovery Costs”

Beazley Insurance Company, Inc. · Amend Other Insurance Endorsement · E13331 092019 ed.

Specified primary costs. The policy is primary for these covered costs under the specified insuring agreements.

“this Policy shall be specifically excess of and shall not contribute with”

Westfield Insurance Company · Amend Other Insurance (Excess of Specified Policy) Endorsement · CUP 01119 1125

Specified policy. The form applies this relationship to an identified policy and its renewals or replacements.

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