BP 04 51 Additional Insured – Owners, Lessees Or Contractors – Automatic Status When Required In A Written Construction Agreement With You

An Insurance Services Office (ISO) standard form. It makes anyone you agreed in a written contract to add as an additional insured an insured under the businessowners liability coverage, but only for your ongoing operations for them and only up to the limits the contract requires.

The 08 24 edition retitles the endorsement and simplifies its limits wording. The coverage is the same as 07 13.

1 other edition date appears in one or two filings each, often carrier-specific versions: 01 06.

Where filings record what this form replaced, they name earlier editions 01 06, 07 13. Only some filings record replacements.

• Edition in use: in the past 12 months, 4 companies filed the 07 13 edition and 3 companies filed 08 24.
• BP 04 47 (Additional Insured – Vendors) is filed alongside it most often, in 92 of the same filings (100%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Tokio Marine Holdings Incorporated GroupUses BP 04 51 in 3 filings

• BP 04 47Additional Insured – Vendors92 filings
• BP 04 48Additional Insured – Designated Person Or Organization92 filings
• BP 04 50Additional Insured – Owners, Lessees Or Contractors – Scheduled Person Or Organization92 filings
• BP 04 52Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations92 filings
• BP 14 02Additional Insured – Owners, Lessees Or Contractors – Completed Operations92 filings
• BP 00 03Businessowners Coverage Form91 filings
• BP 04 02Additional Insured – Managers Or Lessors Of Premises91 filings
• BP 04 06Additional Insured – Controlling Interest91 filings
• BP 04 07Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises91 filings
• BP 04 09Additional Insured – Mortgagee, Assignee Or Receiver91 filings