BP 04 52 Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations

An Insurance Services Office (ISO) standard form. It adds a scheduled state or governmental agency or subdivision as an additional insured for operations you perform under its permit or authorization, excluding operations performed for the government and completed operations, and limited to what a contract requires.

1. 07 13 edition

   Jul 2013, compared with 01 06

   • Governmental agencies and subdivisions are added, and coverage applies to operations under a permit or an authorization.

     01 06

     “for which the state or political subdivision has issued a permit”

     07 13

     “has issued a permit or authorization”

   • Coverage for the additional insured applies only to the extent permitted by law and is no broader than a contract or agreement requires.

     01 06

     Not in this edition

     07 13

     “The insurance afforded to such additional insured only applies to the extent permitted by law”

   • When a contract requires the coverage, the most paid for the additional insured is the lesser of the contract amount or the policy limits.

     01 06

     Not in this edition

     07 13

     “the most we will pay on behalf of the additional insured is the amount of insurance”

   • The exclusion for operations performed for a government now includes the federal government.

     01 06

     “operations performed for the state or municipality”

     07 13

     “operations performed for the federal government, state or municipality”

Where filings record what this form replaced, they name earlier editions 01 06, 07 13 and other forms N/A. Only some filings record replacements.

• Edition in use: in the past 12 months, 4 companies filed the 07 13 edition and 3 companies filed 08 24.
• BP 04 48 (Additional Insured – Designated Person Or Organization) is filed alongside it most often, in 98 of the same filings (100%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Chubb Limited GroupUses BP 04 52 in 1 filing
• Tokio Marine Holdings Incorporated GroupUses BP 04 52 in 3 filings

• BP 04 48Additional Insured – Designated Person Or Organization98 filings
• BP 00 03Businessowners Coverage Form97 filings
• BP 04 02Additional Insured – Managers Or Lessors Of Premises97 filings
• BP 04 06Additional Insured – Controlling Interest97 filings
• BP 04 07Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises97 filings
• BP 04 09Additional Insured – Mortgagee, Assignee Or Receiver97 filings
• BP 04 16Additional Insured – Lessor Of Leased Equipment97 filings
• BP 04 11Additional Insured – Co–Owner Of Insured Premises96 filings
• BP 04 10Additional Insured – Owners Or Other Interests From Whom Land Has Been Leased95 filings
• BP 04 47Additional Insured – Vendors94 filings