CA 25 45 Additional Insured - General Liability Coverages - Lessor Of Leased Equipment - Automatic Status When Required In Lease Agreement With You

An Insurance Services Office (ISO) standard form. It automatically adds as insureds under auto dealer general liability anyone you lease equipment from when a written contract requires it, for injury or damage caused in whole or in part by your maintenance, operation or use of that equipment, until the lease ends.

1. 11 20 edition

   Nov 2020, compared with 10 13Latest edition

   • Coverage for the lessor now applies to injury or damage caused in whole or in part by your use of the leased equipment, instead of injury or damage arising out of that use.

     10 13

     “arising out of the maintenance, operation or use by you of equipment”

     11 20

     “caused, in whole or in part, by your maintenance, operation or use of equipment”

   • The exclusion for injury or damage arising out of the lessor's sole negligence is removed.

     10 13

     “arising out of the sole negligence of the person or organization”

     11 20

     Removed

   • Coverage for the lessor now applies only to the extent permitted by law and is no broader than the contract or agreement requires.

     10 13

     Not in this edition

     11 20

     “Only applies to the extent permitted by law”

   • The most paid for the lessor is the lesser of the amount required by your contract with them or the available limits.

     10 13

     Not in this edition

     11 20

     “Required by the contract or agreement you have entered into with the "insured"”

Where filings record what this form replaced, they name earlier edition 10 13. Only some filings record replacements.

• Edition in use: in the past 12 months, 26 companies filed the 11 20 edition and 2 companies filed 10 13.
• CA 25 09 (Additional Insured - General Liability Coverages - Owners of Leased or Rented Land or Premises) is filed alongside it most often, in 161 of the same filings (100%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• CA 25 09Additional Insured - General Liability Coverages - Owners of Leased or Rented Land or Premises161 filings
• CA 00 01Business Auto Coverage Form160 filings
• CA 00 25Auto Dealers Coverage Form160 filings
• CA 20 47Additional Insured - General Liability Coverages - Lessor Of Leased Equipment158 filings
• CA 20 54Employee Hired Autos158 filings
• CA 25 30Additional Insured - General Liability Coverages - Controlling Interest158 filings
• CA 25 31Additional Insured - General Liability Coverages - Grantor Of Licenses - Automatic Status When Required By Licensor158 filings
• CA 25 32Additional Insured - General Liability Coverages - Grantor of Licenses158 filings
• CA 25 46Additional Insured - General Liability Coverages - Co- Owner of Insured Premises158 filings
• CA 25 51Exclusion - Designated Products158 filings