CA 20 47 Additional Insured - General Liability Coverages - Lessor Of Leased Equipment

An Insurance Services Office (ISO) standard form. It adds the lessor of equipment leased to you as an insured under the Auto Dealers general liability coverages, for injury or damage caused in whole or in part by your maintenance, operation or use of that equipment. It does not apply after the lease expires or to work you performed on the equipment.

1. 11 20 edition

   Nov 2020, compared with 10 13Latest edition

   • Coverage for the lessor is limited to injury or damage caused, in whole or in part, by your maintenance, operation or use of the equipment.

     10 13

     Not in this edition

     11 20

     “caused, in whole or in part, by your maintenance,”

   • The exclusion for injury or damage arising out of the lessor's sole negligence is removed.

     10 13

     “arising out of the sole negligence of the person(s) or”

     11 20

     Removed

   • Coverage for the additional insured applies only to the extent permitted by law and is no broader than the contract or agreement requires.

     10 13

     Not in this edition

     11 20

     “applies to the extent permitted by law”

   • When a contract requires the coverage, the most paid for the additional insured is the lesser of the contract's required amount and the available limits.

     10 13

     Not in this edition

     11 20

     “the most we will pay on behalf of the "insured" is the amount of insurance”

2. 10 13 edition

   Oct 2013, compared with 07 97

   • Coverage for the lessor now includes personal and advertising injury, and the exclusions referring to covered pollution cost or expense are dropped.

     07 97

     ““covered pollution cost or expense” arising out”

     10 13

     “"personal and advertising injury" arising out of the”

2 other edition dates appear in one or two filings each, often carrier-specific versions: 11 21, 07 99.

Where filings record what this form replaced, they name earlier edition 10 13 and other forms 11 20. Only some filings record replacements.

• Edition in use: in the past 12 months, 29 companies filed the 11 20 edition and 4 companies filed 10 13.
• CA 20 54 (Employee Hired Autos) is filed alongside it most often, in 173 of the same filings (97%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• CA 20 54Employee Hired Autos173 filings
• CA 00 01Business Auto Coverage Form172 filings
• CA 20 15Mobile Equipment171 filings
• CA 20 01Lessor - Additional Insured and Loss Payee169 filings
• CA 20 49Additional Insured - General Liability Coverages - Grantor Of Franchise169 filings
• CA 99 14Fire, Fire and Theft, Fire, Theft and Windstorm and Limited Specified Causes of Loss Coverages168 filings
• CA 20 71Auto Loan/Lease Gap Coverage167 filings
• CA 25 09Additional Insured - General Liability Coverages - Owners of Leased or Rented Land or Premises167 filings
• CA 25 30Additional Insured - General Liability Coverages - Controlling Interest164 filings
• CA 25 31Additional Insured - General Liability Coverages - Grantor Of Licenses - Automatic Status When Required By Licensor164 filings