Coverage description
An Insurance Services Office (ISO) standard form. It adds each individual unit owner of the insured condominium as an insured, but only for liability arising out of the ownership, maintenance or repair of the parts of the premises not reserved for that owner's exclusive use.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 11 85Nov 1985Latest | 200 | 98 | 42 | Nov 2021 to Oct 2026 |
What the filings show
- Edition in use: in the past 12 months, 33 companies filed the 11 85 edition.
- CG 21 38 (Exclusion - Personal and Advertising Injury) is filed alongside it most often, in 155 of the same filings (78%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 20 04, out of 51 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Liberty Mutual Group10 group companies filed it, led by First National Insurance Company of America and General Insurance Company of America | 32 | 31 | 11 85 | Oct 26, 2026 |
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 17 | 17 | 11 85 | Sep 3, 2026 |
| Nationwide Corporation Group8 group companies filed it, led by Nationwide Mutual Insurance Company and Allied Insurance Company of America | 13 | 5 | 11 85 | Feb 12, 2025 |
| Berkshire Hathaway Group3 group companies filed it, led by Berkshire Hathaway Homestate Insurance Company and Redwood Fire and Casualty Insurance Company | 9 | 9 | 11 85 | Dec 5, 2022 |
| Markel Corporation Group3 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 9 | 5 | 11 85 | Oct 22, 2026 |
| Trisura GroupTrisura Insurance Company | 9 | 6 | 11 85 | Jul 10, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 8 | 3 | 11 85 | Jun 15, 2026 |
| AU Holding Company Group2 group companies filed it, led by Continental Indemnity Company and Pennsylvania Insurance Company | 6 | 6 | 11 85 | May 3, 2024 |
| Starr Group2 group companies filed it, led by Starr Indemnity and Liability Company and Starr Specialty Insurance Company | 6 | 4 | 11 85 | Sep 8, 2025 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 11 85 | Jun 26, 2026 |
How the largest insurers handle CG 20 04
Groups among the largest commercial general liability insurers that filed CG 20 04 or their own version in the past five years.
- Berkshire Hathaway GroupUses CG 20 04 in 10 filings
- WR Berkley Corporation GroupUses CG 20 04 in 2 filings
- Fairfax Financial GroupUses CG 20 04 in 2 filings
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States
Number of filings that include CG 20 04 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 21 38Exclusion - Personal and Advertising Injury155 filings
- CG 20 26Additional Insured – Designated Person or Organization154 filings
- CG 20 27Additional Insured - Co-Owner of Insured Premises154 filings
- CG 20 10Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization153 filings
- CG 20 11Additional Insured – Managers or Lessors of Premises153 filings
- CG 21 34Exclusion - Designated Work (for Use with Cgl and Products Policies)150 filings
- CG 20 02Additional Insured - Club Members149 filings
- CG 21 39Contractual Liability Limitation148 filings
- CG 20 05Additional Insured – Controlling Interest145 filings
- CG 20 28Additional Insured – Lessor of Leased Equipment145 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 26, 2026 | American Economy Insurance Companyand 5 more | RI | 11 85 | LBRC-135130111 |
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 11 85 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 11 85 | CNAB-135091690 |
| Sep 3, 2026 | Associated Indemnity Corporation | TX | 11 85 | ADWC-135065831 |
| Aug 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 11 85 | SFBC-135017175 |
| Aug 10, 2026 | First National Insurance Company of America | NE | 11 85 | LBRC-135047012 |
| Jul 10, 2026 | Southern Farm Bureau Casualty Insurance Company | LA | 11 85 | SFBC-135013358 |
| Jul 10, 2026 | Trisura Insurance Company | WA | 11 85 | SHNF-134976660 |
| Jul 9, 2026 | First National Insurance Company of America | MS | 11 85 | LBRC-135012891 |
| Jul 1, 2026 | Trisura Insurance Company | TX | 11 85 | SHNF-134977147 |
| Jun 30, 2026 | Trisura Insurance Company | IL | 11 85 | SHNF-134983369 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 11 85 | CHMU-134947220 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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