Coverage description
An Insurance Services Office (ISO) standard form. It removes Coverage B, personal and advertising injury liability, from the commercial general liability coverage part.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 11 85Nov 1985Latest | 183 | 88 | 31 | Nov 2021 to Oct 2026 |
Where filings record what this form replaced, they name earlier edition 11 85 and other forms CL 5208. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 26 companies filed the 11 85 edition.
- CG 21 39 (Contractual Liability Limitation) is filed alongside it most often, in 159 of the same filings (87%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 21 38, out of 52 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 17 | 17 | 11 85 | Sep 3, 2026 |
| Nationwide Corporation Group8 group companies filed it, led by Nationwide Mutual Insurance Company and Allied Insurance Company of America | 13 | 5 | 11 85 | Feb 12, 2025 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 11 | 6 | 11 85 | Dec 8, 2025 |
| Markel Corporation Group3 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 10 | 5 | 11 85 | Oct 22, 2026 |
| Trisura GroupTrisura Insurance Company | 10 | 6 | 11 85 | Jul 10, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 8 | 3 | 11 85 | Jun 15, 2026 |
| AU Holding Company Group2 group companies filed it, led by Continental Indemnity Company and Pennsylvania Insurance Company | 6 | 6 | 11 85 | May 3, 2024 |
| Starr Group2 group companies filed it, led by Starr Indemnity and Liability Company and Starr Specialty Insurance Company | 6 | 4 | 11 85 | Sep 8, 2025 |
| Ambac Financial GroupEverspan Insurance Company | 5 | 5 | 11 85 | Jun 17, 2025 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 11 85 | Jun 26, 2026 |
How the largest insurers handle CG 21 38
Groups among the largest commercial general liability insurers that filed CG 21 38 or their own version in the past five years.
- Berkshire Hathaway GroupUses CG 21 38 in 3 filings
- WR Berkley Corporation GroupUses CG 21 38 in 2 filings
- Fairfax Financial GroupUses CG 21 38 in 2 filings
See more forms
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States
Number of filings that include CG 21 38 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 21 39Contractual Liability Limitation159 filings
- CG 20 04Additional Insured - Condominium Unit Owners155 filings
- CG 03 00Deductible Liability Insurance (for Use with Cgl and Products Policies)152 filings
- CG 21 34Exclusion - Designated Work (for Use with Cgl and Products Policies)152 filings
- CG 21 33Exclusion - Designated Products (for Use with Cgl and Products Policies)151 filings
- CG 20 02Additional Insured - Club Members146 filings
- CG 21 04Exclusion - Products/Complete D Operations Hazard145 filings
- CG 21 53Exclusion - Designated Ongoing Operations145 filings
- CG 22 29Exclusion - Property Entrusted135 filings
- CG 22 52Exclusion - Medical Payments Coverage (Inmates, Patients or Prisoners)134 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | The Guarantee Company of North America USA | CA | 11 85 | SPRO-G134931114 |
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 11 85 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 11 85 | CNAB-135091690 |
| Sep 3, 2026 | Associated Indemnity Corporation | TX | 11 85 | ADWC-135065831 |
| Aug 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 11 85 | SFBC-135017175 |
| Aug 6, 2026 | The Guarantee Company of North America USA | SC | 11 85 | SPRO-G134890089 |
| Jul 10, 2026 | Southern Farm Bureau Casualty Insurance Company | LA | 11 85 | SFBC-135013358 |
| Jul 10, 2026 | Trisura Insurance Company | WA | 11 85 | SHNF-134976660 |
| Jul 1, 2026 | Trisura Insurance Company | TX | 11 85 | SHNF-134977147 |
| Jun 30, 2026 | Trisura Insurance Company | IL | 11 85 | SHNF-134983369 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 11 85 | CHMU-134947220 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 11 85 | SMPJ-134985965 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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