Coverage description
An Insurance Services Office (ISO) standard form. It applies a deductible to bodily injury, property damage or combined liability, on a per claim or per occurrence basis, while the insurer still defends and may pay the deductible to settle and then seek reimbursement from you.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 01 96Jan 1996Latest | 177 | 93 | 28 | Nov 2021 to Oct 2026 |
Filed by one company only: 10 96 (Tokio Marine Holdings Incorporated Group, 3 filings).
What the filings show
- Edition in use: in the past 12 months, 25 companies filed the 01 96 edition.
- The 10 96 edition appears only in filings from Tokio Marine Holdings Incorporated Group (3 filings in 1 state since May 10, 2022), which suggests a carrier-specific version.
- CG 21 53 (Exclusion - Designated Ongoing Operations) is filed alongside it most often, in 155 of the same filings (86%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 03 00, out of 53 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 16 | 16 | 01 96 | Jan 15, 2026 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 11 | 4 | 01 96 | Dec 8, 2025 |
| Nationwide Corporation Group8 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company | 11 | 4 | 01 96 | Jul 21, 2025 |
| Markel Corporation Group3 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 10 | 5 | 01 96 | Oct 22, 2026 |
| Trisura GroupTrisura Insurance Company | 10 | 6 | 01 96 | Jul 10, 2026 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 9 | 3 | 01 96 | Jun 15, 2026 |
| Starr Group2 group companies filed it, led by Starr Indemnity and Liability Company and Starr Specialty Insurance Company | 6 | 4 | 01 96 | Sep 8, 2025 |
| Tokio Marine Holdings Incorporated Group2 group companies filed it, led by Safety National Casualty Corporation and U.S. Specialty Insurance Company | 6 | 2 | 01 9610 96 | Feb 17, 2026 |
| AU Holding Company Group2 group companies filed it, led by Continental Indemnity Company and Pennsylvania Insurance Company | 5 | 5 | 01 96 | May 3, 2024 |
| Amtrust Financial Services Group6 group companies filed it, led by CorePointe Insurance Company and Milford Casualty Insurance Company | 5 | 2 | 01 96 | Apr 10, 2025 |
How the largest insurers handle CG 03 00
Groups among the largest commercial general liability insurers that filed CG 03 00 or their own version in the past five years.
- Chubb Limited GroupFiles its own version: GLE0096 Deductible Liability Insurance (39 states)
- Berkshire Hathaway GroupUses CG 03 00 in 1 filing
- WR Berkley Corporation GroupUses CG 03 00 in 2 filings
- Fairfax Financial GroupUses CG 03 00 in 2 filings
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States
Number of filings that include CG 03 00 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 21 53Exclusion - Designated Ongoing Operations155 filings
- CG 21 38Exclusion - Personal and Advertising Injury152 filings
- CG 21 34Exclusion - Designated Work (for Use with Cgl and Products Policies)149 filings
- CG 21 39Contractual Liability Limitation (for Use with Cgl and Products Policies)148 filings
- CG 20 04Additional Insured - Condominium Unit Owners144 filings
- CG 21 33Exclusion - Designated Products (for Use with Cgl and Products Policies)140 filings
- CG 21 47Employment- Related Practices Exclusion140 filings
- IL 00 21Nuclear Energy Liability Exclusion Endorsement (Broad Form)138 filings
- CG 00 01Commercial General Liability Coverage Form133 filings
- CG 25 04Designated Location(S) General Aggregate Limit133 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 01 96 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 01 96 | CNAB-135091690 |
| Aug 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 01 96 | SFBC-135017175 |
| Jul 10, 2026 | Southern Farm Bureau Casualty Insurance Company | LA | 01 96 | SFBC-135013358 |
| Jul 10, 2026 | Trisura Insurance Company | WA | 01 96 | SHNF-134976660 |
| Jul 1, 2026 | Trisura Insurance Company | TX | 01 96 | SHNF-134977147 |
| Jun 30, 2026 | Trisura Insurance Company | IL | 01 96 | SHNF-134983369 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 01 96 | CHMU-134947220 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 01 96 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 01 96 | BEAC-134983795 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | SC | 01 96 | BEAC-134983796 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 01 96 | MRTN-134978899 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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