Coverage description
An Insurance Services Office (ISO) standard form. It gives each location shown in the schedule its own general aggregate limit for Coverage A damages and Coverage C medical expenses attributable only to that location.
How the form has changed
The 05 09 edition renames the Fire Damage limit to Damage To Premises Rented To You and updates headings and the form date. The coverage wording is the same.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 05 09May 2009Latest | 147 | 81 | 29 | Nov 2021 to Oct 2026 |
| 03 97Mar 1997 | 4 | 2 | 4 | Nov 2021 to Mar 2024 |
What the filings show
- Edition in use: in the past 12 months, 24 companies filed the 05 09 edition.
- CG 21 53 (Exclusion - Designated Ongoing Operations) is filed alongside it most often, in 138 of the same filings (92%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include CG 25 04, out of 47 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| WCF Mutual Insurance Company GroupAssociated Indemnity Corporation | 16 | 16 | 05 09 | Jan 15, 2026 |
| Nationwide Corporation Group8 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company | 10 | 3 | 05 09 | Feb 12, 2025 |
| Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company | 8 | 4 | 05 09 | Oct 22, 2026 |
| ACP Insurance Mgmt LLC GroupAccelerant National Insurance Company | 7 | 2 | 05 09 | Dec 8, 2025 |
| Berkshire Hathaway Group2 group companies filed it, led by Berkshire Hathaway Homestate Insurance Company and Redwood Fire and Casualty Insurance Company | 7 | 7 | 05 09 | Jan 9, 2023 |
| Siriuspoint GroupSiriusPoint America Insurance Company | 7 | 3 | 05 09 | Jun 15, 2026 |
| Trisura GroupTrisura Insurance Company | 7 | 5 | 05 09 | Jul 10, 2026 |
| Church Mutual GroupChurch Mutual Insurance Company, S.I. | 5 | 2 | 05 09 | Jun 26, 2026 |
| Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc. | 5 | 5 | 05 09 | Jun 9, 2026 |
| Sompo GroupSompo America Insurance Company | 5 | 1 | 05 09 | Jun 18, 2026 |
How the largest insurers handle CG 25 04
Groups among the largest commercial general liability insurers that filed CG 25 04 or their own version in the past five years.
- Berkshire Hathaway GroupUses CG 25 04 in 7 filings
- WR Berkley Corporation GroupUses CG 25 04 in 1 filing
- Fairfax Financial GroupUses CG 25 04 in 2 filings
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States
Number of filings that include CG 25 04 in each state, Oct 2021 to Oct 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- CG 21 53Exclusion - Designated Ongoing Operations138 filings
- CG 21 47Employment- Related Practices Exclusion136 filings
- CG 03 00Deductible Liability Insurance (for Use with Cgl and Products Policies)133 filings
- CG 21 34Exclusion - Designated Work (for Use with Cgl and Products Policies)132 filings
- CG 21 35Exclusion - Coverage C - Medical Payments129 filings
- CG 21 38Exclusion - Personal and Advertising Injury129 filings
- IL 00 21Nuclear Energy Liability Exclusion Endorsement (Broad Form)129 filings
- CG 20 04Additional Insured - Condominium Unit Owners128 filings
- CG 21 00Exclusion - All Hazards in Connection with Designated Premises128 filings
- CG 21 45Exclusion - Damage to Premises Rented to You128 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Oct 22, 2026 | State National Insurance Company, Inc. | CO | 05 09 | STNA-135128706 |
| Oct 6, 2026 | American Casualty Company of Reading, Pennsylvaniaand 5 more | CA | 05 09 | CNAB-135091690 |
| Aug 17, 2026 | Mississippi Farm Bureau Casualty Insurance Company | MS | 05 09 | SFBC-135017175 |
| Jul 10, 2026 | Southern Farm Bureau Casualty Insurance Company | LA | 05 09 | SFBC-135013358 |
| Jul 10, 2026 | Trisura Insurance Company | WA | 05 09 | SHNF-134976660 |
| Jun 30, 2026 | Trisura Insurance Company | IL | 05 09 | SHNF-134983369 |
| Jun 26, 2026 | Church Mutual Insurance Company, S.I. | CO | 05 09 | CHMU-134947220 |
| Jun 18, 2026 | Sompo America Insurance Company | CO | 05 09 | SMPJ-134985965 |
| Jun 17, 2026 | Atlantic Specialty Insurance Company | NM | 05 09 | BEAC-134983795 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 05 09 | MRTN-134978899 |
| Jun 15, 2026 | SiriusPoint America Insurance Company | CO | 05 09 | MRTN-134978902 |
| Jun 9, 2026 | Accredited Surety and Casualty Company, Inc. | SC | 05 09 | SHNF-134843391 |
Most filed ISO CG forms
- CG 40 32 Exclusion - Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- CG 21 06 Exclusion - Access Or Disclosure Of Confidential Or Personal Material Or Information
- CG 20 10 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization Endorsement
- CG DS 01 Commercial General Liability Declarations
- CG 20 26 Additional Insured - Designated Person or Organization Endorsement
- CG 00 01 Commercial General Liability Coverage Form
- CG 20 37 Additional Insured - Owners, Lessees or Contractors - Completed Operations Endorsement
- CG 40 28 Broad Abuse or Molestation Exclusion
- CG 20 28 Additional Insured - Lessor of Leased Equipment
- CG 20 11 Additional Insured - Managers or Lessors of Premises
- CG 21 47 Employment-Related Practices Exclusion
- CG 04 35 Employee Benefits Liability Coverage
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