Coverage description
Primary and noncontributory wording makes one policy respond before another party’s insurance and prevents contribution from that other insurance in specified circumstances. The parties and requirements for primary and noncontributory treatment vary by form.
Coverage classification
- Form type
- Endorsements
Compare Primary and noncontributory endorsement forms
| Form | Intent | Who qualifies | Conditions |
|---|---|---|---|
First National Insurance Company of AmericaPrimary and Noncontributory - Other Insurance Condition 1G1003FR 07 23 Commercial General Liability | Makes the insurance primary and noncontributory when stated conditions are met. | An additional insured who is a named insured under the other insurance. | A written contract or agreement must require primary and noncontributory treatment. |
Atlantic Specialty Insurance CompanyPrimary and Noncontributory for Designated Parties Condition VIM 354 09 26 Commercial Inland Marine | Makes the insurance primary and noncontributory for designated parties. | Designated parties shown in the schedule. | The condition applies to scheduled designated parties under the inland marine forms. |
Notable clauses
“only applicable to the Designated Parties shown in the SCHEDULE below.”
Atlantic Specialty Insurance Company · Primary and Noncontributory for Designated Parties Condition · VIM 354 09 26
Designated parties. The endorsement identifies the parties through its schedule.
“You have agreed in writing in a contract or agreement”
First National Insurance Company of America · Primary and Noncontributory - Other Insurance Condition · 1G1003FR 07 23
Written agreement. The condition requires a written agreement for primary and noncontributory treatment.
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Every primary and noncontributory form page
The standard primary and noncontributory endorsements with a page here, by series. 2 forms.
Insurance forms library
Form examples
Related insurance form pages
Related coverage topics
An additional insured endorsement extends insured status to another party for a relationship, project or contract. Compares four insurers' forms; 983 insurers file it.
Waiver of subrogationA waiver of subrogation stops the insurer from pursuing recovery against a party the policy protects. Compares First National and Spinnaker forms; 475 insurers file it.
Contractual liability limitationA contractual liability limitation narrows coverage for contract liability by restricting insured contracts. Compares two insurers' forms; 167 insurers file it.
Per location aggregateA per location aggregate applies a separate aggregate limit to each location instead of one aggregate for all. Compares two insurers' forms; 59 insurers file it.
Additional named insured endorsementAn additional named insured endorsement can add a party to the named insureds under a policy. Compares four insurers' forms; 276 insurers file it.
Other insurance endorsementAn other insurance endorsement sets how a policy responds when other insurance is available for the same loss. Compares Beazley and Westfield forms; 132 insurers file it.
Contractors limitation endorsementThese endorsements add contractor exclusions such as explosion, collapse, underground damage or subsidence. Compares two insurers' forms; 36 insurers file it.
Deductible liability coverageThese endorsements apply a scheduled deductible to covered liability damages, claim expenses or both. Compares West Bend and Accredited forms; 134 insurers file it.
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