Coverage classification
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- Endorsements
Compare Contractors limitation endorsement forms
| Form | Intent | Policy context | Conditions and exclusions |
|---|---|---|---|
Lyndon Southern Insurance CompanyIndependent Contractors and Subcontractors Limitation LSIC WGL 002 03 26 Commercial General Liability | Conditions coverage for specified injury or damage arising from hired contractors or subcontractors. | Modifies the contractual liability exclusion in the CGL coverage part. | Contractors must carry insurance with limits at least as high as this policy and list the insured as an additional insured. |
The Hanover Insurance CompanyContractors Limitation Endorsement (Coverage A and B) 475-0013 11 20 Commercial Umbrella & Excess | Adds construction-hazard and wrap-up project exclusions. | The explosion, collapse and underground-property-damage exclusion applies to umbrella Coverage B. | The wrap-up project exclusion applies to both follow-form excess Coverage A and umbrella Coverage B. |
Notable clauses
“Carry their own insurance coverage with limits that are equal to or higher than those provided by this policy”
Lyndon Southern Insurance Company · Independent Contractors and Subcontractors Limitation · LSIC WGL 002 03 26
Subcontractor insurance. The form also requires the contractor or subcontractor to list the insured as an additional insured.
“any project insured at any time under a consolidated (“wrap-up”) insurance program”
The Hanover Insurance Company · Contractors Limitation Endorsement (Coverage A and B) · 475-0013 11 20
Wrap-up projects. The exclusion addresses liability or expense arising from the specified ongoing or completed operations.
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