ISO endorsement · businessowners

BP 14 87 Additional Insured – Owners, Lessees Or Contractors – Automatic Status For Other Parties When Required In Written Construction Agreement

Filings
88
latest Oct 1, 2026
Filing companies
25
20 carrier groups
States
45
including DC
Latest edition
08 24
Aug 2024

Coverage description

An Insurance Services Office (ISO) standard form. It automatically makes anyone you agree in a written contract to add as an additional insured, and other parties that contract requires, additional insureds for injury or damage caused by your ongoing operations for them, until those operations are completed.

How the form has changed

The 08 24 edition retitles the endorsement and clarifies wording about the additional insureds and limits. The coverage is the same as 07 13.

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
08 24Aug 2024Latest56743Aug 2023 to Sep 2026
07 13Jul 2013321917Jul 2022 to Oct 2026

Where filings record what this form replaced, they name earlier edition 07 13. Only some filings record replacements.

What the filings show

  • Edition in use: in the past 12 months, 5 companies filed the 07 13 edition and 2 companies filed 08 24.
  • BP 04 02 (Additional Insured – Managers Or Lessors Of Premises) is filed alongside it most often, in 88 of the same filings (100%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include BP 14 87, out of 20 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
Insurance Services Office, Inc.Advisory Organization494208 24Nov 20, 2024
Grange Mutual CAS Group2 group companies filed it, led by Grange Insurance Company and Integrity Insurance Company8807 13Apr 9, 2024
Indiana Farmers Mutual GroupIndiana Farmers Indemnity Insurance Company3307 13Dec 6, 2024
Randall & Quilter Investment GroupAccredited Surety and Casualty Company, Inc.3307 13Oct 1, 2026
Berkshire Hathaway Group2 group companies filed it, led by The Medical Protective Company and Wellfleet Insurance Company2207 13Jul 4, 2026
CM Select Insurance Company2207 13Apr 17, 2025
Donegal Group2 group companies filed it, led by Donegal Mutual Insurance Company and Southern Insurance Company of Virginia2107 13May 10, 2023
Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Wilson Mutual Insurance Company2207 13Jun 25, 2024
Farm Bureau GroupWestern Community Insurance Company2207 1308 24Mar 30, 2026
Jewelers Mutual GroupJewelers Mutual Insurance Company2208 24Jul 21, 2026

How the largest insurers handle BP 14 87

Groups among the largest businessowners insurers that filed BP 14 87 or their own version in the past five years.

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States

Number of filings that include BP 14 87 in each state, Oct 2021 to Oct 2026. Darker states have more filings.

Tennessee: 2 filingsTN2Alabama: 1 filingAL1Florida: 0 filingsFLGeorgia: 4 filingsGA4Oklahoma: 1 filingOK1South Carolina: 7 filingsSC7Arkansas: 2 filingsAR2Missouri: 2 filingsMO2Indiana: 4 filingsIN4Louisiana: 0 filingsLAOhio: 3 filingsOH3Wisconsin: 1 filingWI1Texas: 1 filingTX1Kentucky: 2 filingsKY2Iowa: 1 filingIA1Kansas: 1 filingKS1Mississippi: 2 filingsMS2North Carolina: 1 filingNC1Nebraska: 1 filingNE1South Dakota: 0 filingsSDMontana: 2 filingsMT2New Hampshire: 1 filingNH1Virginia: 2 filingsVA2Arizona: 1 filingAZ1Pennsylvania: 4 filingsPA4Rhode Island: 2 filingsRI2Michigan: 1 filingMI1Alaska: 2 filingsAK2District of Columbia: 1 filingDC1Idaho: 2 filingsID2Maryland: 2 filingsMD2West Virginia: 1 filingWV1Utah: 1 filingUT1Wyoming: 2 filingsWY2Delaware: 1 filingDE1New Mexico: 2 filingsNM2Colorado: 0 filingsCOConnecticut: 1 filingCT1Maine: 1 filingME1North Dakota: 1 filingND1Illinois: 6 filingsIL6Minnesota: 1 filingMN1New Jersey: 0 filingsNJNew York: 2 filingsNY2Massachusetts: 2 filingsMA2Washington: 4 filingsWA4Oregon: 1 filingOR1Vermont: 1 filingVT1California: 4 filingsCA4Nevada: 1 filingNV1Hawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • BP 04 02Additional Insured – Managers Or Lessors Of Premises88 filings
  • BP 04 06Additional Insured – Controlling Interest88 filings
  • BP 04 07Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises88 filings
  • BP 04 09Additional Insured – Mortgagee, Assignee Or Receiver88 filings
  • BP 04 10Additional Insured – Owners Or Other Interests From Whom Land Has Been Leased88 filings
  • BP 04 47Additional Insured – Vendors88 filings
  • BP 04 48Additional Insured – Designated Person Or Organization88 filings
  • BP 04 50Additional Insured – Owners, Lessees Or Contractors – Scheduled Person Or Organization88 filings
  • BP 04 51Additional Insured – Owners, Lessees Or Contractors – Automatic Status When Required In A Written Construction Agreement With You88 filings
  • BP 04 52Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations88 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Oct 1, 2026Accredited Surety and Casualty Company, Inc.PA07 13VPSI-134969305
Sep 28, 2026Accredited Surety and Casualty Company, Inc.NC07 13VPSI-135105135
Sep 15, 2026Accredited Surety and Casualty Company, Inc.MD07 13VPSI-134969100
Sep 4, 2026Southern Trust Insurance CompanyGA08 24STTR-134866316
Jul 28, 2026Philadelphia Indemnity Insurance CompanyNY07 13PHLX-134877701
Jul 21, 2026Jewelers Mutual Insurance CompanyNM08 24JMIC-134988770
Jul 21, 2026Jewelers Mutual Insurance CompanyIL08 24JMIC-135013506
Jul 4, 2026The Medical Protective Companyand 1 moreIL07 13MDPC-135004347
Jun 26, 2026Philadelphia Indemnity Insurance CompanySC07 13PHLX-134889110
Mar 30, 2026Western Community Insurance CompanyWA07 13FMID-134893255
Nov 21, 2025The Medical Protective Companyand 1 moreWA07 13MDPC-134692382
Sep 23, 2025Illinois EMCASCO Insurance CompanyWA07 13EMCC-134680599

Most filed ISO BP forms

All Businessowners (ISO BP) forms

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