Coverage description
An Insurance Services Office (ISO) standard form. It makes scheduled engineers, architects or surveyors who are not engaged by you, but must be added by contract, additional insureds for injury or damage caused by your ongoing operations, no broader than the contract requires.
How the form has changed
The 08 24 edition updates the schedule heading and refers to the applicable limits of insurance without pointing to the Declarations. The coverage wording is the same as 07 13.
Editions
Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.
| Edition | Filings | Companies | States | Filed |
|---|---|---|---|---|
| 08 24Aug 2024Latest | 58 | 8 | 43 | Aug 2023 to Sep 2026 |
| 07 13Jul 2013 | 28 | 17 | 15 | Jul 2022 to Jul 2026 |
1 other edition date appears in one or two filings each, often carrier-specific versions: 01 06.
Where filings record what this form replaced, they name earlier editions 01 06, 07 13. Only some filings record replacements.
What the filings show
- Edition in use: in the past 12 months, 2 companies filed the 08 24 edition and 2 companies filed 07 13.
- BP 04 16 (Additional Insured – Lessor Of Leased Equipment) is filed alongside it most often, in 87 of the same filings (100%).
Filed under
Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.
Carriers filing this form
The 10 carrier groups with the most filings that include BP 04 49, out of 21 in total.
| Carrier | Filings | States | Editions, most filed first | Last filed |
|---|---|---|---|---|
| Insurance Services Office, Inc.Advisory Organization | 49 | 42 | 08 24 | Nov 20, 2024 |
| Grange Mutual CAS Group2 group companies filed it, led by Grange Insurance Company and Integrity Insurance Company | 8 | 8 | 07 13 | Apr 9, 2024 |
| Indiana Farmers Mutual GroupIndiana Farmers Indemnity Insurance Company | 3 | 3 | 07 13 | Dec 6, 2024 |
| Jewelers Mutual GroupJewelers Mutual Insurance Company | 3 | 3 | 08 24 | Aug 28, 2026 |
| CM Select Insurance Company | 2 | 2 | 07 13 | Apr 17, 2025 |
| Donegal Group2 group companies filed it, led by Donegal Mutual Insurance Company and Southern Insurance Company of Virginia | 2 | 1 | 07 13 | May 10, 2023 |
| Encova Mutual Insurance Group3 group companies filed it, led by Motorists Mutual Insurance Company and Wilson Mutual Insurance Company | 2 | 2 | 07 13 | Jun 25, 2024 |
| Farm Bureau GroupWestern Community Insurance Company | 2 | 2 | 07 1308 24 | Mar 30, 2026 |
| Mountain West Farm GroupMountain West Farm Bureau Mutual Insurance Company | 2 | 2 | 07 13 | Nov 17, 2022 |
| SH1 Holdings GroupSpinnaker Insurance Company | 2 | 2 | 07 13 | Mar 20, 2024 |
How the largest insurers handle BP 04 49
Groups among the largest businessowners insurers that filed BP 04 49 or their own version in the past five years.
- Tokio Marine Holdings Incorporated GroupUses BP 04 49 in 3 filings
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States
Number of filings that include BP 04 49 in each state, Oct 2021 to Sep 2026. Darker states have more filings.
Often filed with
Standard-style form numbers that appear in the same filings most often.
- BP 04 16Additional Insured – Lessor Of Leased Equipment87 filings
- BP 04 47Additional Insured – Vendors87 filings
- BP 04 48Additional Insured – Designated Person Or Organization87 filings
- BP 04 50Additional Insured – Owners, Lessees Or Contractors – Scheduled Person Or Organization87 filings
- BP 14 02Additional Insured – Owners, Lessees Or Contractors – Completed Operations87 filings
- BP 14 05Additional Insured – Grantor Of Franchise87 filings
- BP 00 03Businessowners Coverage Form86 filings
- BP 04 02Additional Insured – Managers Or Lessors Of Premises86 filings
- BP 04 06Additional Insured – Controlling Interest86 filings
- BP 04 09Additional Insured – Mortgagee, Assignee Or Receiver86 filings
Recent filings
Latest filings that include this form number. Filed copies open in FilingFocus.
| Submitted | Company | State | Editions | Tracking number |
|---|---|---|---|---|
| Sep 4, 2026 | Southern Trust Insurance Company | GA | 08 24 | STTR-134866316 |
| Aug 28, 2026 | Jewelers Mutual Insurance Company | CA | 08 24 | JMIC-135046937 |
| Jul 28, 2026 | Philadelphia Indemnity Insurance Company | NY | 07 13 | PHLX-134877701 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | NM | 08 24 | JMIC-134988770 |
| Jul 21, 2026 | Jewelers Mutual Insurance Company | IL | 08 24 | JMIC-135013506 |
| Jun 26, 2026 | Philadelphia Indemnity Insurance Company | SC | 07 13 | PHLX-134889110 |
| Mar 30, 2026 | Western Community Insurance Company | WA | 07 13 | FMID-134893255 |
| Sep 23, 2025 | Illinois EMCASCO Insurance Company | WA | 07 13 | EMCC-134680599 |
| Aug 22, 2025 | Cameron National Insurance Company | KS | 08 24 | BMUT-134648356 |
| Aug 20, 2025 | Response Indemnity Company of California | CA | 07 13 | PERR-134645602 |
| Jun 30, 2025 | Universal North America Insurance Company | GA | 08 24 | UNAC-134570222 |
| Jun 3, 2025 | Farm Family Casualty Insurance Company | VA | 07 13 | ANPC-134556520 |
Most filed ISO BP forms
- BP 15 91 Exclusion – Perfluoroalkyl and Polyfluoroalkyl Substances (PFAS)
- BP 18 04 Exclusion – Violation of Law Addressing Data Privacy
- BP 15 04 Exclusion – Access or Disclosure of Confidential or Personal Material or Information
- BP 14 07 Business Income And Extra Expense - Revised Period of Indemnity
- BP 04 07 Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises
- BP 18 03 Cyber Incident Liability Exclusion
- BP 05 47 Computer Fraud and Funds Transfer Fraud
- BP 00 03 Businessowners Coverage Form
- BP 04 16 Additional Insured – Lessor Of Leased Equipment
- BP 04 48 Additional Insured – Designated Person Or Organization
- BP 05 95 Electronic Data Liability – Limited Coverage Subject To Cyber Incident Exclusion
- BP 04 02 Additional Insured – Managers Or Lessors Of Premises
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