CG 20 32 Additional Insured - Engineers, Architects Or Surveyors Not Engaged By The Named Insured

An Insurance Services Office (ISO) standard form. It makes the engineers, architects or surveyors named in the schedule, who are not engaged by you but must be added by contract, additional insureds for injury or damage caused by your ongoing operations, excluding their professional services.

1. 12 19 edition

   Dec 2019, compared with 04 13Latest edition

   • The additional insured's limit is now the lesser of the contract requirement or the applicable limits of insurance, no longer tied only to the limits shown in the Declarations.

     04 13

     “This endorsement shall not increase the applicable Limits of Insurance shown in the Declarations.”

     12 19

     “This endorsement shall not increase the applicable limits of insurance.”

2. 04 13 edition

   Apr 2013, compared with 07 04

   • Coverage for the additional insured now applies only to the extent permitted by law and is no broader than the contract requires.

     07 04

     Not in this edition

     04 13

     “Will not be broader than that which you are required by the contract or agreement to provide for such additional insured.”

   • The professional services exclusion now also applies to claims alleging negligent supervision, hiring, employment, training or monitoring.

     07 04

     Not in this edition

     04 13

     “This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring”

   • A new limits provision caps what is paid for the additional insured at the lesser of the amount the contract requires or the available limits.

     07 04

     Not in this edition

     04 13

     “The most we will pay on behalf of the additional insured is the amount of insurance:”

2 other edition dates appear in one or two filings each, often carrier-specific versions: 01 96, 10/1/2020.

Where filings record what this form replaced, they name earlier editions 04 13, 07 04. Only some filings record replacements.

• Edition in use: in the past 12 months, 23 companies filed the 12 19 edition and 7 companies filed 04 13.
• CG 20 28 (Additional Insured – Lessor of Leased Equipment) is filed alongside it most often, in 174 of the same filings (89%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Berkshire Hathaway GroupUses CG 20 32 in 1 filing
• WR Berkley Corporation GroupUses CG 20 32 in 1 filing
• Fairfax Financial GroupUses CG 20 32 in 2 filings

• CG 20 28Additional Insured – Lessor of Leased Equipment174 filings
• CG 20 15Additional Insured – Vendors173 filings
• CG 20 34Additional Insured – Lessor of Leased Equipment – Automatic Status When Required in Lease Agreement with You171 filings
• CG 20 26Additional Insured – Designated Person or Organization170 filings
• CG 20 35Additional Insured – Grantor of Licenses – Automatic Status When Required by Licensor169 filings
• CG 20 36Additional Insured – Grantor of Licenses169 filings
• CG 20 12Additional Insured – State or Governmental Agency or Subdivision or Political Subdivision – Permits or Authorizations146 filings
• CG 20 18Additional Insured – Mortgagee, Assignee or Receiver146 filings
• CG 20 43Additional Insured – Automatic Status When Required in Written Contract or Agreement146 filings
• CG 20 07Additional Insured – Engineers, Architects or Surveyors145 filings