CG 20 34 Additional Insured - Lessor Of Leased Equipment - Automatic Status When Required In Lease Agreement With You

An Insurance Services Office (ISO) standard form. It automatically adds equipment lessors as additional insureds when your written lease requires it, for injury or damage caused by your maintenance, operation or use of the leased equipment, limited to the lesser of the required or available limits.

1. 12 19 edition

   Dec 2019, compared with 04 13Latest edition

   • The cap on the lessor's limit now refers to the applicable limits of insurance available instead of the limits shown in the declarations.

     04 13

     “Available under the applicable Limits of Insurance shown in the Declarations”

     12 19

     “Available under the applicable limits of insurance;”

2. 04 13 edition

   Apr 2013, compared with 07 04

   • Coverage for the lessor now applies only to the extent permitted by law and is no broader than what your lease agreement requires.

     07 04

     Not in this edition

     04 13

     “Will not be broader than that which you are required by the contract or agreement to provide for such additional insured”

   • Adds a limit: the most paid for the lessor is the lesser of the amount the agreement requires or the available limits.

     07 04

     Not in this edition

     04 13

     “The most we will pay on behalf of the additional insured is the amount of insurance”

3 other edition dates appear in one or two filings each, often carrier-specific versions: 05 20, 03 97, 10/1/2020.

Where filings record what this form replaced, they name earlier edition 04 13. Only some filings record replacements.

• Edition in use: in the past 12 months, 26 companies filed the 12 19 edition and 7 companies filed 04 13.
• CG 20 26 (Additional Insured – Designated Person or Organization) is filed alongside it most often, in 184 of the same filings (98%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Berkshire Hathaway GroupUses CG 20 34 in 1 filing
• WR Berkley Corporation GroupUses CG 20 34 in 1 filing
• Fairfax Financial GroupUses CG 20 34 in 2 filings

• CG 20 26Additional Insured – Designated Person or Organization184 filings
• CG 20 28Additional Insured – Lessor of Leased Equipment183 filings
• CG 20 15Additional Insured – Vendors181 filings
• CG 20 35Additional Insured – Grantor of Licenses – Automatic Status When Required by Licensor172 filings
• CG 20 32Additional Insured – Engineers, Architects or Surveyors Not Engaged by the Named Insured171 filings
• CG 20 36Additional Insured – Grantor of Licenses169 filings
• CG 20 11Additional Insured – Managers or Lessors of Premises157 filings
• CG 20 18Additional Insured – Mortgagee, Assignee or Receiver153 filings
• CG 20 12Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations152 filings
• CG 24 04Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation)152 filings