CG 20 35 Additional Insured - Grantor Of Licenses - Automatic Status When Required By Licensor

An Insurance Services Office (ISO) standard form. It automatically adds any licensor you agreed in a written contract to name as an additional insured, but only for its liability as grantor of licenses to you, and that status ends when the license expires or is terminated.

1. 12 19 edition

   Dec 2019, compared with 04 13Latest edition

   • The limit available to the additional insured now refers to the applicable limits of insurance rather than the limits shown in the Declarations.

     04 13

     “Available under the applicable Limits of Insurance shown in the Declarations”

     12 19

     “Available under the applicable limits of insurance”

2. 04 13 edition

   Apr 2013, compared with 10 01

   • Coverage for the additional insured now applies only to the extent permitted by law and is no broader than your contract requires.

     10 01

     Not in this edition

     04 13

     “Only applies to the extent permitted by law”

   • The most paid for the additional insured is the lesser of the amount required by the contract or the available limits.

     10 01

     Not in this edition

     04 13

     “whichever is less”

1 other edition date appears in one or two filings each, often carrier-specific versions: 10/1/2020.

Where filings record what this form replaced, they name earlier edition 04 13. Only some filings record replacements.

• Edition in use: in the past 12 months, 33 companies filed the 12 19 edition and 7 companies filed 04 13.
• CG 20 28 (Additional Insured – Lessor of Leased Equipment) is filed alongside it most often, in 210 of the same filings (99%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Berkshire Hathaway GroupUses CG 20 35 in 1 filing
• WR Berkley Corporation GroupUses CG 20 35 in 1 filing
• Fairfax Financial GroupUses CG 20 35 in 2 filings

• CG 20 28Additional Insured – Lessor of Leased Equipment210 filings
• CG 20 36Additional Insured – Grantor of Licenses210 filings
• CG 20 15Additional Insured – Vendors209 filings
• CG 20 26Additional Insured – Designated Person or Organization208 filings
• CG 20 23Additional Insured – Executors, Administrators, Trustees or Beneficiaries182 filings
• CG 20 24Additional Insured – Owners or Other Interests From Whom Land Has Been Leased182 filings
• CG 20 27Additional Insured – Co-Owner of Insured Premises182 filings
• CG 20 11Additional Insured – Managers or Lessors of Premises181 filings
• CG 20 12Additional Insured – State or Governmental Agency or Subdivision or Political Subdivision – Permits or Authorizations181 filings
• CG 20 29Additional Insured – Grantor of Franchise181 filings