Coverage classification
- Form type
- Endorsements
- Topics
- Defense Costs
- Product lines
- Commercial LiabilityMedia Production
Compare Defense outside limits endorsement forms
| Form | Intent | Coverage context | Conditions and limits |
|---|---|---|---|
XL Specialty Insurance CompanyLimited Defense Outside Limits Endorsement UESM 409 0226 Media Production | Provides defense outside the property-of-others limit up to a scheduled cap. | Applies to otherwise covered suits arising out of an occurrence under the specified coverage section. | Defense costs above the cap reduce the property-of-others limit; the cap is blank in the specimen. |
Fidelity and Guaranty Insurance CompanyDefense Outside Limits Endorsement CC-F-021 Ed. 08-24 Liability | Places defense costs outside the liability coverage and shared limits. | Adds defense costs as additional payments and modifies the specified limits. | States that the insurer will pay all defense costs; the base coverage form still supplies policy context. |
Notable clauses
“up to and including the Defense Outside Limits Cap shown above will not reduce the amount of the Property of Others Limit”
XL Specialty Insurance Company · Limited Defense Outside Limits Endorsement · UESM 409 0226
Defense cap. Defense costs above the cap reduce the available limit under this endorsement.
“The Shared Limit does not apply to Defense Costs.”
Fidelity and Guaranty Insurance Company · Defense Outside Limits Endorsement · CC-F-021 Ed. 08-24
Shared limit. The form also states that liability coverage limits do not apply to defense costs.
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