Coverage classification
- Form type
- Endorsements
- Product lines
- HomeownersCommercial PropertyBusinessowners
Compare Service line coverage forms
| Form | Intent | Covered property | Costs and conditions |
|---|---|---|---|
American Modern Select Insurance CompanyService Line Coverage Endorsement TRUE 80 81 06 25 Homeowners | Covers direct physical loss to service lines serving the dwelling from specified causes. | Qualifying underground pipes and wiring at the insured location, owned by the insured or legally their repair responsibility. | Includes necessary excavation and specified extra costs. Loss-of-use coverage applies only if the underlying policy provides it. |
West Bend Mutual Insurance CompanyCommercial Service Line Coverage WB 3254 05 26 Commercial Property | Covers physical loss or damage to a covered service line caused by a service line failure. | Qualifying underground service lines and tenant-utilized service lines serving the described premises. | Limits vary by building age; excavation and outdoor property share a sublimit, and business income applies subject to existing coverage. |
Notable clauses
“unless there is physical loss or damage to Service Line Covered Property”
American Modern Select Insurance Company · Service Line Coverage Endorsement · TRUE 80 81 06 25
Physical damage requirement. Loss of functionality alone does not meet this form’s service line occurrence definition without physical loss or damage.
“These coverages do not provide additional amounts of insurance.”
West Bend Mutual Insurance Company · Commercial Service Line Coverage · WB 3254 05 26
Additional costs. The listed additional coverages are included within and subject to the commercial service line coverage limit.
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