CG 20 31 Additional Insured - Engineers, Architects Or Surveyors

An Insurance Services Office (ISO) standard form. It adds architects, engineers and surveyors you engage as additional insureds for injury or damage caused by your acts at your premises or in your ongoing operations, excluding their professional services and capping their coverage at what the contract requires.

1. 12 19 edition

   Dec 2019, compared with 04 13Latest edition

   • The cap on the additional insured's limits now refers to the applicable limits of insurance rather than only the limits shown in the Declarations.

     04 13

     “Available under the applicable Limits of Insurance shown in the Declarations”

     12 19

     “Available under the applicable limits of insurance; whichever is less”

2. 04 13 edition

   Apr 2013, compared with 07 04

   • Coverage for the additional insured now applies only to the extent permitted by law and is no broader than the contract requires.

     07 04

     Not in this edition

     04 13

     “will not be broader than that which you are required by the contract or agreement to provide”

   • When a contract requires the coverage, the most paid for the additional insured is the lesser of the contract requirement or the available limits.

     07 04

     Not in this edition

     04 13

     “the most we will pay on behalf of the additional insured is the amount of insurance”

   • The professional services exclusion now also applies when claims allege negligent supervision, hiring, training or monitoring of others.

     07 04

     Not in this edition

     04 13

     “allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others”

1 other edition date appears in one or two filings each, often carrier-specific versions: 01 96.

Where filings record what this form replaced, they name earlier edition 04 13. Only some filings record replacements.

• Edition in use: in the past 12 months, 21 companies filed the 12 19 edition and 7 companies filed 04 13.
• CG 20 07 (Additional Insured - Engineers, Architects or Surveyors) is filed alongside it most often, in 113 of the same filings (98%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Berkshire Hathaway GroupUses CG 20 31 in 1 filing
• Fairfax Financial GroupUses CG 20 31 in 1 filing

• CG 20 07Additional Insured - Engineers, Architects or Surveyors113 filings
• CG 20 23Additional Insured - Executors, Administrators, Trustees or Beneficiaries113 filings
• CG 20 27Additional Insured - Co-Owner of Insured Premises113 filings
• CG 20 05Additional Insured - Controlling Interest112 filings
• CG 20 12Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations112 filings
• CG 20 13Additional Insured - State or Governmental Agency or Subdivision or Political Subdivision - Permits or Authorizations Relating to Premises112 filings
• CG 20 15Additional Insured - Vendors112 filings
• CG 20 18Additional Insured - Mortgagee, Assignee or Receiver112 filings
• CG 20 24Additional Insured - Owners or Other Interests From Whom Land Has Been Leased112 filings
• CG 20 32Additional Insured - Engineers, Architects or Surveyors Not Engaged by the Named Insured112 filings