Exclusions

Wrap-up exclusion in admitted P&C products

Coverage classification

Form type
Exclusions

Coverage intent

A wrap-up exclusion limits coverage for operations covered or intended to be covered by an owner-controlled, contractor-controlled, consolidated, or project-specific insurance program.

Coverage impact

The examples apply even when the controlled program does not provide identical coverage, has inadequate limits, or no longer remains in effect. Some forms include designated-operation schedules or additional-insured exceptions.

Where this language appears

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