Insurance carrier

Universal Shield Insurance Group

Currently ranked #131 by filing activity. Activity below is based on admitted P&C product filings from Nov 11, 2025 to Nov 11, 2026.

Rank
#131
Top 500 carrier
Filings
209
11/11/25 to 11/11/26
Companies
1
States
35
State footprint
Latest
Nov 5, 2026
Avg rate increase +7.1%

Lines of business

Universal Shield Insurance Group filings by SERFF sub-type of insurance, most filed first.

Line of businessFilingsCompaniesStatesLatest filing
Commercial General Liability17.0001188130Nov 5, 2026
Commercial Property (Fire & Allied Lines)01.000115115Oct 30, 2026
Commercial General Liability17.1001312Jan 8, 2026
Businessowners05.0002111Jan 22, 2026
Commercial Interline Filings35.0002111May 21, 2026
Supplier Diversity Report35.0003111Feb 12, 2026

209 filings

View filings

State activity

Filings, filing companies and the average reported overall rate change in each state, most filed first.

Filings by month

Filings by submission month and filing type, Nov 11, 2025 to Nov 11, 2026. The first and last months are partial.

MonthFilingsFormRate/RuleForm/Rate/RuleOther
Nov 20252626000
Dec 20251001000
Jan 202651130
Feb 202620101
Mar 20264442200
Apr 20263333000
May 202610100
Jun 20262423100
Jul 20261612400
Sep 20262424000
Oct 20261401400
Nov 20261010000
Total2091713431

Standard forms this carrier files

4 published standard form pages list Universal Shield Insurance Group among the carriers filing the form. Counts are Universal Shield Insurance Group's own filings of each form.

FormTitleFilingsStatesEditionsLast filed
IM 7900Inland Marine Declaration633208 22, 11 25, 04 21Jun 30, 2025
CP 00 70Mortgageholders Errors and Omissions Coverage Form3310 12, 01 18May 1, 2025
CP 00 80Tobacco Sales Warehouses Coverage Form3310 12, 01 18May 1, 2025
CP DS 01Common Declarations2210 00May 1, 2025
rate impact

Reported Rate Impact

Filings
6
Companies
1
Avg Impact
+7.1%
Max Increase
+12.3%
Reported rate impact by state
+2.4% to +5.7%+5.7% to +6.1%+6.1% to +8.5%+8.5% to +12.3%
Rate impact filingsShowing up to 6 filings
03/24/26Universal Fire and Casualty Insurance CompanyMSGeneral LiabilityRate/Rule+12.3%+20.0%
06/16/26Universal Fire and Casualty Insurance CompanyPAComm LiabilityRate/Rule+8.5%+25.0%
03/24/26Universal Fire and Casualty Insurance CompanyPAGeneral LiabilityRate/Rule+7.6%+25.0%
07/13/26Universal Fire and Casualty Insurance CompanyIAComm LiabilityRate/Rule+6.1%+25.0%
07/13/26Universal Fire and Casualty Insurance CompanyINComm LiabilityRate/Rule+5.7%+25.0%
07/13/26Universal Fire and Casualty Insurance CompanyOHComm LiabilityRate/Rule+2.4%+25.0%
product mix by company

Top 5 companies

Universal Fire and Casualty Insurance Company209 filings
General Liability138
GENERAL LIABILITY45
Commercial Property14
Comm Liability7
Comm Property2
live tape

Recent Documents

Forms

122 docs
11/05/26Universal Fire and Casualty Insurance CompanySDUGLI50980526.pdfGENERAL LIABILITY
09/29/26Universal Fire and Casualty Insurance CompanyTXUGLI51790926RealEstatePropertyManagedEndorsement.pdfGENERAL LIABILITY
09/29/26Universal Fire and Casualty Insurance CompanyTXUGLI51070826.pdfGENERAL LIABILITY
09/29/26Universal Fire and Casualty Insurance CompanyLAUGLI 5179 LA 10 26 Real Estate Property Managed Endorsement.pdfGENERAL LIABILITY
07/07/26Universal Fire and Casualty Insurance CompanyMTUGLI 1000 05 26 Special Exclusions and Limitations Endorsement.pdfGeneral Liability
07/07/26Universal Fire and Casualty Insurance CompanyMTUGLI 1746 05 26 Exclusion - Assault And Battery.pdfGeneral Liability
07/07/26Universal Fire and Casualty Insurance CompanyMTUGLI 1746a 05 26 Exclusion - Assault and Battery with Limited Buy Back.pdfGeneral Liability
07/07/26Universal Fire and Casualty Insurance CompanyMTUGLU 5132 04 26 Excl - Loss Due to Certain Wiring and or Electrical Service Panels REDLINE.pdfGeneral Liability
07/07/26Universal Fire and Casualty Insurance CompanyMTUGLI 5020a 01 26 Limitation For Hot Work And Exclusion For Open Structures.pdfGeneral Liability
07/07/26Universal Fire and Casualty Insurance CompanyMTUGLU 5132 04 26 Exclusion - Loss Due to Certain Wiring and or Electrical Service Panels.pdfGeneral Liability
07/07/26Universal Fire and Casualty Insurance CompanyMTUGLI 5020 01 26 Exclusion - Hot Work and Open Structures.pdfGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyWVUGLI 1000 01 26 Special Exclusions and Limitations Endorsement.pdfGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyWVUGLI 5012a 01 26 Exclusion - Tree Felling Exclusion with Limited Coverage Buy Back.pdfGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyWVUGLI 5153 03 26 Limitation - Employers Liability and Exclusion - Action Over - Specified States.pdfGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyWVUGLI 5147 03 26 Exclusion - Employer's Liability.pdfGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyWVUGLI 5112 03 26 Conditional Animal Coverage.pdfGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyWVUGLI 5152 01 26 Exclusion - Scaffolding.pdfGeneral Liability
04/14/26Universal Fire and Casualty Insurance CompanyINUGLI 5020a IN 01 26 Limitation For Hot Work And Exclusion For Open Structures - Indiana.pdfGeneral Liability
04/14/26Universal Fire and Casualty Insurance CompanyINUGLI 5020 IN 01 26 Exclusion - Hot Work and Open Structures - Indiana.pdfGeneral Liability
04/14/26Universal Fire and Casualty Insurance CompanyILUGLU 5132 IL 04 26 Exc - Loss Due to Certain Wiring and or Electrical Serv Panels - IL.pdfGeneral Liability
03/20/26Universal Fire and Casualty Insurance CompanyPAUGLI 5112 PA 03 26 Conditional Animal Coverage - Pennsylvania.pdfGeneral Liability
01/22/26Universal Fire and Casualty Insurance CompanyNYBP 0010 04 21 - AAIS BOP Dec Page.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUCLA 1502 12 20 COVID 19 Wrongful Eviction Limitation.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUCLA 1502a 12 20 COVID 19 Wrongful Eviction Exclusonary Endorsement.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYBP 0011 02 21 Businessowners Supplemental Declarations.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUBPA 1702a 12 20 Amendatory Endorsement.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUBPA 1702 12 20 Contractors Amendatory Endorsement.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUBPA 5006 12 20 Exclusion - Property of Others.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUBPA 2043 12 20 Blanket AI PNC and waiver of subrogation.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUBPA 0742 10 21 Exclusion Liquor and Intoxicating Substances.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUBPA 0338 1220 Condo and Community Association Coverage.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUBPA 0309 12 20 Limitation of Commercial Liability Coverage to Locations .pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYCPP 100 04 21 AAIS Common Declarations.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYSIG 00 01 12 20 Generic Signature Page.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUCLU 5016 02 21 Non-Renewal Notice.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUCLA 5015 02 21 Schedule of Forms and Endorsements.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUCLA 5031 02 22 Policy Change Endorsement.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUNV-CL-FRWR Fraud Warning Statement 08 23.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYCL01000118.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUCLA 0797 10 21 Exclusion Data Breach Liability.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUCLA 0748 12 20 Total Pollution Exclusion.pdfBusinessowners Policy Program
01/08/26Universal Fire and Casualty Insurance CompanyVTUGLI 1000 11 25 Special Exclusions and Limitations Endorsement.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUGLI 5023 11 25 Contractors Amendatory Endorsement.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUGLI 5112 11 25 Conditional Animal Coverage.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUGLI 2302 11 25 Excl Prof and Prod Liab For Sale or Dispensing of Med Devices Drugs or Cannabis.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUGLU 5132 07 24 Exclusion - Loss Due to Certain Wiring and or Electrical Service Panels REDLINE.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUGLA 5023 05 24 Contractors Amendatory Endorsement REDLINE.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUGLA 0210 04 24 Exclusion Designated Operations Premises Products or Work REDLINE.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUCLA 5007 12 20 Exclusion Products Completed Work Hazard REDLINE.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUGLA 5035 08 22 Commercial General Liability Supplemental Declaration REDLINE.pdfComm Liability

Rate/Rule

34 docs
10/30/26Universal Fire and Casualty Insurance CompanyKSEQUIPMENT BREAKDOWNCommercial Property
10/30/26Universal Fire and Casualty Insurance CompanyALUFCIC EQUIPMENT BREAKDOWNCommercial Property
05/21/26Universal Fire and Casualty Insurance CompanyGAGA INTERLINE FORM S RULEInterline Dec Rule
04/17/26Universal Fire and Casualty Insurance CompanyTXUFCIC GL COMPANY EXCEPTION PAGESGeneral Liability
03/24/26Universal Fire and Casualty Insurance CompanyMSAL UFCIC PREM OPS LOSS COSTSGeneral Liability
03/24/26Universal Fire and Casualty Insurance CompanyMSAL UFCIC PROD LOSS COSTSGeneral Liability
03/24/26Universal Fire and Casualty Insurance CompanyPApa UFCIC PREM OPS LOSS & PROD COMPLETED COSTSGeneral Liability
01/22/26Universal Fire and Casualty Insurance CompanyNYUFC NY BOP exBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUFC NY Installment Plan and Policy Fee ScheduleBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYNY INSTALLMENT PLANBusinessowners Policy Program
01/08/26Universal Fire and Casualty Insurance CompanyVTUFCIC VT ISO GL COMPANY EXCEPTION PAGESComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUFCIC VT PREMISES/OPERATIONS BASE LOSS COST EXCEPTIONSComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUFCIC VT PRODUCTS COMPLETED OPERATIONS BASE LOSS COST EXCEPTIONSComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUFCIC GL COMPANY EXCEPTION PAGESComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTAdjusted Exposure TableComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTVACANT LANDComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyCTUFC CT Premises/Operations Base Loss Costs ExceptionsComm Property
01/08/26Universal Fire and Casualty Insurance CompanyCTUFC CT Products Completed Operations Base Loss Costs ExceptionsComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHRule 85.L.3 Property In Open BGI Loss CostsComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHBGII CONTENTS LOSS COSTSComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHRULE 72.E.2.c.2 Special Perils Contents Incl Theft Table AssignmentComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHRule 72.E.4.b.1 Special Perils Time Element Loss CostsComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHRule 72.E.2.c.c Special Perils Contents Excluding TheftComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHRule 72.E.2.c.c Special Perils Contents Including ThefComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHRule 85.L3 Property in Open BGII LOss CostsComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHBGII BUILDING LOSS COSTSComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHUFCIC GL COMPANY EXCEPTION PAGESComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHBGI CONTENTS LOSS COSTSComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHBGI BUILDING LOSS COSTSComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHRule 81 Deductible FactorsComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHRule 82.D.1 Deductible Windhail Percentage FactorComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHCountrywide UFCIC ISO Company Exception PagesComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHRule 85.c Sprinkler Credit FactorComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHProperty Class Code TableComm Property

Supporting Documentation

164 docs
11/04/26Universal Fire and Casualty Insurance CompanyNCForm Filing Questionnaire FC-048GENERAL LIABILITY
11/04/26Universal Fire and Casualty Insurance CompanyPAPC Form Filing AttestationGENERAL LIABILITY
10/30/26Universal Fire and Casualty Insurance CompanyKSREDLINECommercial Property
10/30/26Universal Fire and Casualty Insurance CompanyIDIdaho Filing CertificationCommercial Property
10/30/26Universal Fire and Casualty Insurance CompanyTNRate/Rule Filing ChecklistCommercial Property
10/30/26Universal Fire and Casualty Insurance CompanyGAFiling Fee Transmittal FormCommercial Property
10/30/26Universal Fire and Casualty Insurance CompanyGAA. Filing Compliance CertificationCommercial Property
09/29/26Universal Fire and Casualty Insurance CompanyTXFiling memorandumGENERAL LIABILITY
09/29/26Universal Fire and Casualty Insurance CompanyTXFiling memorandumGENERAL LIABILITY
09/29/26Universal Fire and Casualty Insurance CompanyTXREDLINEGENERAL LIABILITY
09/29/26Universal Fire and Casualty Insurance CompanyLAStatement of Compliance (P&C Forms)GENERAL LIABILITY
09/29/26Universal Fire and Casualty Insurance CompanyIDPCFcklst0122GENERAL LIABILITY
09/29/26Universal Fire and Casualty Insurance CompanyPAPC Form Filing AttestationGENERAL LIABILITY
09/29/26Universal Fire and Casualty Insurance CompanyNCForm Filing Questionnaire FC-048GENERAL LIABILITY
09/29/26Universal Fire and Casualty Insurance CompanyWICertification of Compliance and ReadabilityGENERAL LIABILITY
09/28/26Universal Fire and Casualty Insurance CompanyALProperty and Casualty Certificate of ComplianceGENERAL LIABILITY
07/13/26Universal Fire and Casualty Insurance CompanyALProperty and Casualty Certificate of ComplianceComm Liability
07/07/26Universal Fire and Casualty Insurance CompanyMTDomicile approvalGeneral Liability
07/07/26Universal Fire and Casualty Insurance CompanyMTP&C Certification of ComplianceGeneral Liability
07/07/26Universal Fire and Casualty Insurance CompanyMTDomicile approvalGeneral Liability
07/07/26Universal Fire and Casualty Insurance CompanyMTredlineGeneral Liability
07/07/26Universal Fire and Casualty Insurance CompanyMTredlineGeneral Liability
07/07/26Universal Fire and Casualty Insurance CompanyMTredlineGeneral Liability
07/07/26Universal Fire and Casualty Insurance CompanyMTREDLINEGeneral Liability
07/07/26Universal Fire and Casualty Insurance CompanyMTREDLINEGeneral Liability
07/02/26Universal Fire and Casualty Insurance CompanyIDPCFcklst0122GENERAL LIABILITY
07/02/26Universal Fire and Casualty Insurance CompanyLAStatement of Compliance (P&C Forms)GENERAL LIABILITY
06/18/26Universal Fire and Casualty Insurance CompanyWICertification of Compliance and ReadabilityGeneral Liability
06/16/26Universal Fire and Casualty Insurance CompanyPAPC Rate/Rule Filing AttestationComm Liability
06/16/26Universal Fire and Casualty Insurance CompanyNCForm Filing Questionnaire FC-048General Liability
06/16/26Universal Fire and Casualty Insurance CompanyPAPC Form Filing AttestationGeneral Liability
05/21/26Universal Fire and Casualty Insurance CompanyGAFiling Fee Transmittal FormInterline Dec Rule
05/21/26Universal Fire and Casualty Insurance CompanyGAA. Filing Compliance CertificationInterline Dec Rule
04/17/26Universal Fire and Casualty Insurance CompanyWVREDLINEGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyWVREDLINEGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyWVREDLINEGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyTXForm Usage TableGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyTXExplanatory MemorandumGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyMTDomicile approvalGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyMTP&C Certification of ComplianceGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyMTDomicile approvalGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyTXForm Usage TableGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyTXExplanatory MemorandumGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyPAPC Form Filing AttestationGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyNCForm Filing Questionnaire FC-048General Liability
04/17/26Universal Fire and Casualty Insurance CompanyWICertification of Compliance and ReadabilityGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyIDPCFcklst0122General Liability
04/14/26Universal Fire and Casualty Insurance CompanyLAStatement of Compliance (P&C Forms)General Liability
04/14/26Universal Fire and Casualty Insurance CompanyIDPCFcklst0122General Liability
04/14/26Universal Fire and Casualty Insurance CompanyILREDLINEGeneral Liability
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Market-wide filing activity, carriers and rate changes for each line.

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Ranked carriers whose filings are spread across the same lines of business.