Insurance carrier
Universal Shield Insurance Group
Currently ranked #113 by filing activity. Activity below is based on admitted P&C product filings from Aug 12, 2025 to Aug 12, 2026.
Rank
#113
Top 500 carrier
Filings
280
08/12/25 to 08/12/26
Companies
1
States
37
State footprint
Latest
Jul 13, 2026
Avg rate increase +8.1%
flow
Tracked Filing Volume
where filings move
State Activity
rate impact
Reported Rate Impact
Filings
6
Companies
1
Avg Impact
+8.1%
Max Increase
+13.1%
Reported rate impact by state
+1.6% to +5.7%+5.7% to +8.1%+8.1% to +12.3%+12.3% to +13.1%
Rate impact filingsShowing up to 6 filings
09/05/25Universal Fire and Casualty Insurance CompanyNCComm LiabilityRate/Rule+13.1%+25.0%
03/24/26Universal Fire and Casualty Insurance CompanyMSGeneral LiabilityRate/Rule+12.3%+20.0%
06/16/26Universal Fire and Casualty Insurance CompanyPAComm LiabilityRate/Rule+8.5%+25.0%
03/24/26Universal Fire and Casualty Insurance CompanyPAGeneral LiabilityRate/Rule+7.6%+25.0%
07/13/26Universal Fire and Casualty Insurance CompanyINComm LiabilityRate/Rule+5.7%+25.0%
08/18/25Universal Fire and Casualty Insurance CompanyMTComm LiabilityForm+1.6%+1.6%
product mix by company
Top 5 companies
Universal Fire and Casualty Insurance Company280 filings
General Liability186
Commercial Property48
COMMERCIAL PACKAGE22
GENERAL LIABILITY10
Comm Liability8
live tape
Recent Documents
Forms
133 docs07/02/26Universal Fire and Casualty Insurance CompanyIDUGLI50980526.pdfGENERAL LIABILITY
06/18/26Universal Fire and Casualty Insurance CompanyVAUGLI 1000 05 26 Special Exclusions and Limitations Endorsement.pdfGeneral Liability
06/18/26Universal Fire and Casualty Insurance CompanyVAUGLI 1746 05 26 Exclusion - Assault And Battery.pdfGeneral Liability
06/18/26Universal Fire and Casualty Insurance CompanyVAUGLI 1746a 05 26 Exclusion - Assault and Battery with Limited Buy Back.pdfGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyWVUGLI 1000 01 26 Special Exclusions and Limitations Endorsement.pdfGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyWVUGLI 5012a 01 26 Exclusion - Tree Felling Exclusion with Limited Coverage Buy Back.pdfGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyWVUGLI 5153 03 26 Limitation - Employers Liability and Exclusion - Action Over - Specified States.pdfGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyWVUGLI 5147 03 26 Exclusion - Employer's Liability.pdfGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyWVUGLI 5112 03 26 Conditional Animal Coverage.pdfGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyWVUGLI 5152 01 26 Exclusion - Scaffolding.pdfGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyOHUGLU 5132 04 26 Excl - Loss Due to Certain Wiring and or Electrical Service Panels REDLINE.pdfGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyOHUGLI 5020a 01 26 Limitation For Hot Work And Exclusion For Open Structures.pdfGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyOHUGLU 5132 04 26 Exclusion - Loss Due to Certain Wiring and or Electrical Service Panels.pdfGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyOHUGLI 5020 01 26 Exclusion - Hot Work and Open Structures.pdfGeneral Liability
04/14/26Universal Fire and Casualty Insurance CompanyINUGLI 5020a IN 01 26 Limitation For Hot Work And Exclusion For Open Structures - Indiana.pdfGeneral Liability
04/14/26Universal Fire and Casualty Insurance CompanyINUGLI 5020 IN 01 26 Exclusion - Hot Work and Open Structures - Indiana.pdfGeneral Liability
04/14/26Universal Fire and Casualty Insurance CompanyILUGLU 5132 IL 04 26 Exc - Loss Due to Certain Wiring and or Electrical Serv Panels - IL.pdfGeneral Liability
03/20/26Universal Fire and Casualty Insurance CompanyPAUGLI 5112 PA 03 26 Conditional Animal Coverage - Pennsylvania.pdfGeneral Liability
01/22/26Universal Fire and Casualty Insurance CompanyNYBP 0010 04 21 - AAIS BOP Dec Page.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUCLA 1502 12 20 COVID 19 Wrongful Eviction Limitation.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUCLA 1502a 12 20 COVID 19 Wrongful Eviction Exclusonary Endorsement.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYBP 0011 02 21 Businessowners Supplemental Declarations.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUBPA 1702a 12 20 Amendatory Endorsement.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUBPA 1702 12 20 Contractors Amendatory Endorsement.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUBPA 5006 12 20 Exclusion - Property of Others.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUBPA 2043 12 20 Blanket AI PNC and waiver of subrogation.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUBPA 0742 10 21 Exclusion Liquor and Intoxicating Substances.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUBPA 0338 1220 Condo and Community Association Coverage.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUBPA 0309 12 20 Limitation of Commercial Liability Coverage to Locations .pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYCPP 100 04 21 AAIS Common Declarations.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYSIG 00 01 12 20 Generic Signature Page.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUCLU 5016 02 21 Non-Renewal Notice.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUCLA 5015 02 21 Schedule of Forms and Endorsements.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUCLA 5031 02 22 Policy Change Endorsement.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUNV-CL-FRWR Fraud Warning Statement 08 23.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYCL01000118.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUCLA 0797 10 21 Exclusion Data Breach Liability.pdfBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUCLA 0748 12 20 Total Pollution Exclusion.pdfBusinessowners Policy Program
01/08/26Universal Fire and Casualty Insurance CompanyVTUGLI 1000 11 25 Special Exclusions and Limitations Endorsement.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUGLI 5023 11 25 Contractors Amendatory Endorsement.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUGLI 5112 11 25 Conditional Animal Coverage.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUGLI 2302 11 25 Excl Prof and Prod Liab For Sale or Dispensing of Med Devices Drugs or Cannabis.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUGLU 5132 07 24 Exclusion - Loss Due to Certain Wiring and or Electrical Service Panels REDLINE.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUGLA 5023 05 24 Contractors Amendatory Endorsement REDLINE.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUGLA 0210 04 24 Exclusion Designated Operations Premises Products or Work REDLINE.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUCLA 5007 12 20 Exclusion Products Completed Work Hazard REDLINE.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUGLA 5035 08 22 Commercial General Liability Supplemental Declaration REDLINE.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUGLA 0301 08 22 Owners and Contractors Protective Commercial Liability Declaration REDLINE.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUGLA 0100 08 22 Commercial General Liability Coverage Declarations REDLINE.pdfComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUCLA 5030 08 21 Sports Participants Exclusion REDLINE.pdfComm Liability
Rate/Rule
45 docs05/21/26Universal Fire and Casualty Insurance CompanyGAGA INTERLINE FORM S RULEInterline Dec Rule
04/17/26Universal Fire and Casualty Insurance CompanyTXUFCIC GL COMPANY EXCEPTION PAGESGeneral Liability
03/24/26Universal Fire and Casualty Insurance CompanyMSAL UFCIC PREM OPS LOSS COSTSGeneral Liability
03/24/26Universal Fire and Casualty Insurance CompanyMSAL UFCIC PROD LOSS COSTSGeneral Liability
03/24/26Universal Fire and Casualty Insurance CompanyPApa UFCIC PREM OPS LOSS & PROD COMPLETED COSTSGeneral Liability
01/22/26Universal Fire and Casualty Insurance CompanyNYUFC NY BOP exBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYUFC NY Installment Plan and Policy Fee ScheduleBusinessowners Policy Program
01/22/26Universal Fire and Casualty Insurance CompanyNYNY INSTALLMENT PLANBusinessowners Policy Program
01/08/26Universal Fire and Casualty Insurance CompanyVTUFCIC VT ISO GL COMPANY EXCEPTION PAGESComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUFCIC VT PREMISES/OPERATIONS BASE LOSS COST EXCEPTIONSComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUFCIC VT PRODUCTS COMPLETED OPERATIONS BASE LOSS COST EXCEPTIONSComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTUFCIC GL COMPANY EXCEPTION PAGESComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTAdjusted Exposure TableComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyVTVACANT LANDComm Liability
01/08/26Universal Fire and Casualty Insurance CompanyCTUFC CT Premises/Operations Base Loss Costs ExceptionsComm Property
01/08/26Universal Fire and Casualty Insurance CompanyCTUFC CT Products Completed Operations Base Loss Costs ExceptionsComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHRule 85.L.3 Property In Open BGI Loss CostsComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHBGII CONTENTS LOSS COSTSComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHRULE 72.E.2.c.2 Special Perils Contents Incl Theft Table AssignmentComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHRule 72.E.4.b.1 Special Perils Time Element Loss CostsComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHRule 72.E.2.c.c Special Perils Contents Excluding TheftComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHRule 72.E.2.c.c Special Perils Contents Including ThefComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHRule 85.L3 Property in Open BGII LOss CostsComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHBGII BUILDING LOSS COSTSComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHUFCIC GL COMPANY EXCEPTION PAGESComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHBGI CONTENTS LOSS COSTSComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHBGI BUILDING LOSS COSTSComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHRule 81 Deductible FactorsComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHRule 82.D.1 Deductible Windhail Percentage FactorComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHCountrywide UFCIC ISO Company Exception PagesComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHRule 85.c Sprinkler Credit FactorComm Property
01/06/26Universal Fire and Casualty Insurance CompanyNHProperty Class Code TableComm Property
10/08/25Universal Fire and Casualty Insurance CompanyTNUFCIC Terrorism Exception PageGeneral Liability
09/26/25Universal Fire and Casualty Insurance CompanyOHUFCIC Terrorism Exception PageCommercial Property
09/22/25Universal Fire and Casualty Insurance CompanyVAUFCIC GL COMPANY EXCEPTION PAGESCommercial Property
09/05/25Universal Fire and Casualty Insurance CompanyPAPA Exception PageGeneral Liability
09/05/25Universal Fire and Casualty Insurance CompanyNCUFCIC NC PREMISES/OPERATIONS BASE LOSS COSTS EXCEPTIONSComm Liability
09/05/25Universal Fire and Casualty Insurance CompanyNCPRODUCTS COMPLETED OPERATIONS BASE LOSS COSTS EXCEPTIONSComm Liability
08/20/25Universal Fire and Casualty Insurance CompanyLAUFCIC GA PREMISES/OPERATIONS BASE LOSS COSTS EXCEPTIONSComm Liability
08/20/25Universal Fire and Casualty Insurance CompanyLAUFCIC GA PRODUCTS COMPLETED OPERATIONS BASE LOSS COSTS EXCEPTIONSComm Liability
08/20/25Universal Fire and Casualty Insurance CompanyLAUFCIC GL COMPANY EXCEPTION PAGESComm Liability
08/18/25Universal Fire and Casualty Insurance CompanyMTMULTI STATE EQUIPMENT BREAKDOWNCommercial Property
08/15/25Universal Fire and Casualty Insurance CompanyWVUFC ISO PACKAGE EXCEPTIONSCOMMERCIAL PACKAGE
08/15/25Universal Fire and Casualty Insurance CompanyMDUFC MU ISO CPP EXCEPTIONSCOMMERCIAL PACKAGE
08/13/25Universal Fire and Casualty Insurance CompanyKSUFCIC EQUIPMENT BREAKDOWNCommercial Property
Supporting Documentation
245 docs07/13/26Universal Fire and Casualty Insurance CompanyALProperty and Casualty Certificate of ComplianceComm Liability
07/02/26Universal Fire and Casualty Insurance CompanyIDPCFcklst0122GENERAL LIABILITY
07/02/26Universal Fire and Casualty Insurance CompanyLAStatement of Compliance (P&C Forms)GENERAL LIABILITY
06/18/26Universal Fire and Casualty Insurance CompanyVAredlineGeneral Liability
06/18/26Universal Fire and Casualty Insurance CompanyVAredlineGeneral Liability
06/18/26Universal Fire and Casualty Insurance CompanyVAredlineGeneral Liability
06/18/26Universal Fire and Casualty Insurance CompanyWICertification of Compliance and ReadabilityGeneral Liability
06/16/26Universal Fire and Casualty Insurance CompanyPAPC Rate/Rule Filing AttestationComm Liability
06/16/26Universal Fire and Casualty Insurance CompanyNCForm Filing Questionnaire FC-048General Liability
06/16/26Universal Fire and Casualty Insurance CompanyPAPC Form Filing AttestationGeneral Liability
05/21/26Universal Fire and Casualty Insurance CompanyGAFiling Fee Transmittal FormInterline Dec Rule
05/21/26Universal Fire and Casualty Insurance CompanyGAA. Filing Compliance CertificationInterline Dec Rule
04/17/26Universal Fire and Casualty Insurance CompanyWVREDLINEGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyWVREDLINEGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyWVREDLINEGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyOHREDLINEGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyOHREDLINEGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyTXForm Usage TableGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyTXExplanatory MemorandumGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyMTDomicile approvalGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyMTP&C Certification of ComplianceGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyMTDomicile approvalGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyTXForm Usage TableGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyTXExplanatory MemorandumGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyPAPC Form Filing AttestationGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyNCForm Filing Questionnaire FC-048General Liability
04/17/26Universal Fire and Casualty Insurance CompanyWICertification of Compliance and ReadabilityGeneral Liability
04/17/26Universal Fire and Casualty Insurance CompanyIDPCFcklst0122General Liability
04/14/26Universal Fire and Casualty Insurance CompanyLAStatement of Compliance (P&C Forms)General Liability
04/14/26Universal Fire and Casualty Insurance CompanyIDPCFcklst0122General Liability
04/14/26Universal Fire and Casualty Insurance CompanyILREDLINEGeneral Liability
03/24/26Universal Fire and Casualty Insurance CompanyMSP&C Actuarial Memorandum, Actuarial Support and ExhibitsGeneral Liability
03/24/26Universal Fire and Casualty Insurance CompanyMSP&C Actuarial Memorandum, Actuarial Support and ExhibitsGeneral Liability
03/24/26Universal Fire and Casualty Insurance CompanyMSP&C Actuarial Memorandum, Actuarial Support and ExhibitsGeneral Liability
03/24/26Universal Fire and Casualty Insurance CompanyMSP&C Actuarial Memorandum, Actuarial Support and ExhibitsGeneral Liability
03/24/26Universal Fire and Casualty Insurance CompanyMSP&C Actuarial Memorandum, Actuarial Support and ExhibitsGeneral Liability
03/24/26Universal Fire and Casualty Insurance CompanyMSP&C Actuarial Memorandum, Actuarial Support and ExhibitsGeneral Liability
03/24/26Universal Fire and Casualty Insurance CompanyMSP&C Actuarial Memorandum, Actuarial Support and ExhibitsGeneral Liability
03/24/26Universal Fire and Casualty Insurance CompanyPAPC Rate/Rule Filing AttestationGeneral Liability
03/24/26Universal Fire and Casualty Insurance CompanyPAActuarial Explanatory Memorandum & Supporting Exhibits (PC)General Liability
03/20/26Universal Fire and Casualty Insurance CompanyIDPCFcklst0122General Liability
03/20/26Universal Fire and Casualty Insurance CompanyNCForm Filing Questionnaire FC-048General Liability
03/20/26Universal Fire and Casualty Insurance CompanyPAREDLINEGeneral Liability
03/20/26Universal Fire and Casualty Insurance CompanyPAPC Form Filing AttestationGeneral Liability
03/20/26Universal Fire and Casualty Insurance CompanyLAStatement of Compliance (P&C Forms)General Liability
03/13/26Universal Fire and Casualty Insurance CompanyPAPC Form Filing AttestationGeneral Liability
03/11/26Universal Fire and Casualty Insurance CompanyNCForm Filing Questionnaire FC-048General Liability
03/11/26Universal Fire and Casualty Insurance CompanyIDPCFcklst0122General Liability
03/11/26Universal Fire and Casualty Insurance CompanyLAStatement of Compliance (P&C Forms)General Liability
03/10/26Universal Fire and Casualty Insurance CompanyALProperty and Casualty Certificate of ComplianceGeneral Liability