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Endorsements

Cannabis exclusion in admitted P&C products

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Coverage intent

A cannabis exclusion limits coverage for claims, operations, products, or premises exposures involving cannabis, marijuana, hemp, or related substances.

Coverage impact

Cannabis exclusions reveal how carriers handle a fast-changing legal and underwriting environment across liability, property, and specialty products.

Form similarity

Form groups by coverage intent

FilingFocus converts each form into a numeric representation of its wording. The map compares distance between those representations, so forms with similar intent, not just keywords, appear closer together. This helps show repeated variants, related form families, and outliers.

Form group
Cannabis exclusion
990 forms on chart / latest Jun 23, 2026
More typical wording
Less typical wording
Each dot is a filed form in the selected group. Dots close together tend to use similar wording.
Multi-company use
Multiple products
Multi-state rollout
Single company/product
Larger dots appear in more filings for the selected group.
Wording signals
Most common wording
CANNABIS EXCLUSION WITH HEMP EXCEPTION
CU 34 2312 20
3 filings
CM Select Insurance Company + 2 more
Commercial Umbrella & Excess
Less common wording
CANNABIS EXCLUSION
IH 99 03 06-19
1 filing
Scottsdale Indemnity Company
Other Commercial Inland Marine

Where this language appears

Matching form records, product lines, state activity, and recent examples for this coverage language.

Matching form records

Recent records

Product submissions

Companies

Sample form language

A representative form excerpt for this topic, with the form number and edition date shown the way insurance teams usually identify versions.

Selected form

Cannabis Exclusion With Hemp and Lessors Risk Exceptions

Form #: US 3122 01 26

The Cincinnati Casualty Company

Commercial Umbrella and Excess

MS | Jun 18, 2026

This endorsement excludes liability arising from cannabis operations and cannabis exposure.

Cannabis operations exclusion

This insurance does not apply to:

Any liability arising out of:
    a. The design, cultivation, manufacture, storage, processing, packaging, handling, testing, distribution, sale, serving, furnishing, possession or disposal of "cannabis"; or
    b. The actual, alleged, threatened or suspected inhalation, ingestion, absorption or consumption of, contact with, exposure to, existence of, or presence of "cannabis".

Selected excerpt from this form.

Notable language points

  1. 01Uses broad cannabis operations language, including cultivation, processing, sale, possession, and disposal.
  2. 02Extends to exposure, contact, consumption, existence, or presence of cannabis.

Related insurance form pages

Endorsements

Endorsements show how carriers add, limit, exclude, or amend coverage language.

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