Exclusions

Cannabis exclusion wording and examples

Coverage description

A cannabis exclusion limits coverage for claims, operations, products, or premises exposures involving cannabis, marijuana, hemp, or related substances. The scope and exceptions can differ between liability and property forms.

Coverage classification

Form type
Exclusions
Topics
Property

Compare Cannabis exclusion forms

Cannabis exclusion forms compared by Intent, Coverage context, Exception or limitation
FormIntentCoverage contextException or limitation

The Cincinnati Casualty Company

Cannabis Exclusion With Hemp and Lessors Risk Exceptions

US 3122 01 26

Commercial Umbrella and Excess

Excludes liability arising from cannabis operations and exposure.Commercial umbrella and excess liability.Addresses cannabis activities and exposure, contact, or presence.

The Cincinnati Insurance Company

Cannabis Exclusion With Hemp Exception

FB 310 05 23

Businessowners

Excludes cannabis property and specified cannabis-related business income loss.Businessowners property, business income, and extra expense.Exceptions for certain hemp goods or products are subject to restrictions on prohibited goods.

View all coverage PDFs

Notable clauses

“goods or products containing or derived from hemp”

The Cincinnati Insurance Company · Cannabis Exclusion With Hemp Exception · FB 310 05 23

Hemp exception. The exception is subject to restrictions where such goods or products are prohibited.

“design, cultivation, manufacture, storage, processing, packaging”

The Cincinnati Casualty Company · Cannabis Exclusion With Hemp and Lessors Risk Exceptions · US 3122 01 26

Cannabis operations. The liability excerpt lists activities connected to cannabis.

View the full PDFs

Market activity

Matching form records, product lines, state activity, and recent examples for this coverage language.

Matching form records

Recent records

Product submissions

Companies

Cannabis exclusion wording map

Explore clusters of similar wording and outlying forms on the map. Select a point to see the associated forms.

Form group
Cannabis exclusion
196 forms on chart / latest Nov 9, 2026
More typical wording
Less typical wording
Each dot is a filed form in the selected group. Dots close together tend to use similar wording.
Multi-company use
Multiple products
Multi-state rollout
Single company/product
Larger dots appear in more filings for the selected group.
Wording signals
Most common wording
CANNABIS EXCLUSION WITH HEMP EXCEPTION
CG 40 15 12 20
47 filings
WCF Select Insurance Company + 48 more
Commercial General Liability + 4 more
Less common wording
Regulatory And Cannabis Exclusions
PD-MULTIAMEX.56(1/2019) (1/2019)
29 filings
Hudson Insurance Company
Professional Errors & Omissions Liability + 3 more

Insurance forms library

Related insurance form pages

Related coverage topics

Absolute pollution exclusion

An absolute pollution exclusion removes or sharply limits coverage for pollution injury, damage and cleanup. Compares eleven insurers' forms; 424 insurers file it.

Communicable disease exclusion

A communicable disease exclusion limits coverage for loss or injury tied to infectious disease or epidemics. Compares two insurers' forms; 428 insurers file it.

Conditional terrorism exclusion

A conditional terrorism exclusion removes terrorism coverage if federal terrorism program conditions are not met. Compares two insurers' forms; 175 insurers file it.

Earth movement exclusion

An earth movement exclusion limits coverage for earthquake, landslide, subsidence, sinking or shifting ground. Compares two insurers' forms; 263 insurers file it.

Exclusion of certified acts of terrorism

These exclusions remove coverage for injury, damage or loss arising from a certified act of terrorism. Compares two insurers' forms; 295 insurers file it.

Occurrence deductible

An occurrence deductible applies one deductible when one occurrence causes losses under several coverage parts. Compares two insurers' forms; 64 insurers file it.

Fungi or bacteria exclusion

A fungi or bacteria exclusion limits coverage for loss, injury or cleanup connected to mold, fungi or bacteria. Compares two insurers' forms; 365 insurers file it.

Electronic data exclusion

An electronic data exclusion limits coverage for loss of or damage to electronic data, software or digital records. Compares two insurers' forms; 229 insurers file it.

More property coverage topics

All property topics