Coverage description
A communicable disease exclusion limits coverage for loss, injury, damage, or expense connected to infectious disease, virus, bacteria, or public health events. Some exclusions address response costs; others include specific exceptions for products.
Coverage classification
- Form type
- Exclusions
- Topics
- Property
Compare Communicable disease exclusion forms
| Form | Intent | What it addresses | Exception or costs |
|---|---|---|---|
First National Insurance Company of AmericaCommunicable Disease Exclusion 1G1566FR 07 23 Commercial General Liability | Excludes injury and damage arising from communicable disease transmission. | Bodily injury, property damage, and personal and advertising injury. | Also addresses testing, cleanup, and other response obligations. |
Spinnaker Insurance CompanyCommunicable Disease Exclusion (With Exception for Bodily Injury or Property Damage Resulting From Your Products) S GL 9 362 0006 10 25 Commercial General Liability | Excludes injury and damage arising from communicable disease transmission. | Bodily injury, property damage, and personal and advertising injury. | Exception for bodily injury or property damage resulting from products within the products-completed operations hazard. |
Notable clauses
“resulting from “your products””
Spinnaker Insurance Company · Communicable Disease Exclusion (With Exception for Bodily Injury or Property Damage Resulting From Your Products) · S GL 9 362 0006 10 25
Product exception. The exception is limited to specified bodily injury or property damage within the products-completed operations hazard.
“actual or alleged transmission”
First National Insurance Company of America · Communicable Disease Exclusion · 1G1566FR 07 23
Transmission. The existing form addresses actual or alleged transmission.
Market activity
Matching form records, product lines, state activity, and recent examples for this coverage language.
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Related insurance form pages
Related coverage topics
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Cannabis exclusionA cannabis exclusion limits coverage for operations, products or premises involving cannabis, marijuana or hemp. Compares two Cincinnati forms; 333 insurers file it.
Fungi or bacteria exclusionA fungi or bacteria exclusion limits coverage for loss, injury or cleanup connected to mold, fungi or bacteria. Compares two insurers' forms; 365 insurers file it.
Human trafficking exclusionA human trafficking exclusion limits coverage for claims connected to trafficking, exploitation or related crimes. Compares Arch and Monterey forms; 144 insurers file it.
Subsidence exclusionA subsidence exclusion limits coverage for injury or damage from sinking, settling, caving in or other earth movement. Compares two insurers' forms; 90 insurers file it.
Electronic data exclusionAn electronic data exclusion limits coverage for loss of or damage to electronic data, software or digital records. Compares two insurers' forms; 229 insurers file it.
Occurrence deductibleAn occurrence deductible applies one deductible when one occurrence causes losses under several coverage parts. Compares two insurers' forms; 64 insurers file it.
Exclusion of certified acts of terrorismThese exclusions remove coverage for injury, damage or loss arising from a certified act of terrorism. Compares two insurers' forms; 295 insurers file it.
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