Coverage description
A human trafficking exclusion limits coverage for claims connected to trafficking, exploitation, or related criminal conduct. Forms can differ in the provisions, conditions and coverage they address.
Coverage classification
- Form type
- Exclusions
Compare Human trafficking exclusion forms
| Form | Intent | Conduct described | Related allegations |
|---|---|---|---|
Arch Insurance CompanyHuman Trafficking Exclusion 00MLL011800 05 26 Businessowners | Defines human trafficking for an exclusion. | The definition includes actual, alleged, attempted or threatened conduct involving specified improper or illegal means. | Lists conduct such as recruitment, facilitation and transportation. |
Monterey Insurance CompanyHuman Trafficking Exclusion 03-777 01/25 Businessowners | Excludes specified injury and damage arising from trafficking. | Describes recruitment, harboring and transportation for labor, services or commercial sexual acts through specified means. | Addresses failure to prevent or report and negligent premises or supervision allegations. |
Notable clauses
“actual, alleged, attempted or threatened recruitment, enticement, grooming, facilitation”
Arch Insurance Company · Human Trafficking Exclusion · 00MLL011800 05 26
Conduct. The definition addresses alleged, attempted and threatened conduct as well as actual conduct.
“Whether the conduct occurs on or off the insured premises.”
Monterey Insurance Company · Human Trafficking Exclusion · 03-777 01/25
Premises. The form states that the exclusion applies regardless of where the conduct occurs.
Market activity
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