Coverage classification
- Form type
- Exclusions
Compare Conditional terrorism exclusion forms
| Form | Intent | Activation | Excluded events |
|---|---|---|---|
Great American Spirit Insurance CompanyConditional Exclusion of Terrorism Involving Nuclear, Biological or Chemical Terrorism (Relating to Disposition of Federal Terrorism Risk Insurance Act) GAC 90 11 02 26 Commercial Umbrella & Excess | Conditionally excludes injury or damage caused by terrorism involving specified materials. | Applies after specified federal program changes, including termination for the type of insurance. | The listed triggers concern radioactive, pathogenic or poisonous biological or chemical materials. |
Zurich American Insurance CompanyConditional Exclusion of Terrorism (Relating to Disposition of TRIA) U-GU-700 A CW (04/26) Directors & Officers Liability | Conditionally excludes loss caused by terrorism. | Applies after specified federal program changes, including termination for the type of insurance. | Addresses nuclear, biological and chemical events as well as specified property damage or injury thresholds. |
Notable clauses
“pathogenic or poisonous biological or chemical materials”
Great American Spirit Insurance Company · Conditional Exclusion of Terrorism Involving Nuclear, Biological or Chemical Terrorism (Relating to Disposition of Federal Terrorism Risk Insurance Act) · GAC 90 11 02 26
Material-specific triggers. This form lists qualifying events involving these materials, including their dispersal or application.
“The total of insured damage to all types of property exceeds $25,000,000.”
Zurich American Insurance Company · Conditional Exclusion of Terrorism (Relating to Disposition of TRIA) · U-GU-700 A CW (04/26)
Property damage threshold. That threshold is one of several events that can trigger the exclusion once the endorsement becomes applicable.
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