Coverage classification
- Form type
- Endorsements
- Topics
- PropertyDeductibles
Compare Named storm deductible forms
| Form | Intent | When it applies | Calculation and conditions |
|---|---|---|---|
Point Specialty Insurance CompanySplit Named Storm Deductible IM 0058 02 26 Commercial Inland Marine | Adds separate scheduled named storm deductibles to inland marine coverages. | Applies to covered property loss caused directly or indirectly by a named tropical windstorm or hurricane. | A schedule selects a flat or percentage deductible; the percentage option is subject to the scheduled minimum. |
Massachusetts Bay Insurance CompanyNamed Storm Deductible - Maine 231-6485 07 18 Homeowners | Applies a named storm deductible to specified covered property losses. | Uses an NHC warning and a defined period ending 24 hours after specified events. | The deductible is based on the declarations and Coverage A dwelling limit; a separate rule applies to loss of use. |
Notable clauses
“the percentage indicated on the schedule to the value of the covered property that is involved in the loss.”
Point Specialty Insurance Company · Split Named Storm Deductible · IM 0058 02 26
Percentage basis. When selected, the percentage deductible is based on covered property involved in the loss and is subject to a scheduled minimum.
“This deductible amount does not apply to loss under Coverage D, Loss of Use.”
Massachusetts Bay Insurance Company · Named Storm Deductible - Maine · 231-6485 07 18
Loss of use. A separate deductible rule applies to loss of use under this Maine endorsement.
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