Coverage classification
- Form type
- Endorsements
- Topics
- Valuation
Coverage intent
Actual cash value loss settlement applies depreciation or a payment schedule to covered property, with filed forms often focused on wind or hail losses to roof surfacing and other structures.
Coverage impact
The reviewed examples tie actual cash value to depreciation, roof-surface percentages, and limits on what the carrier will pay. This wording should be read with roof schedules and replacement-cost endorsements.
Where this language appears
Matching form records, product lines, state activity, and recent examples for this coverage language.
Matching form records
Recent records
Product submissions
Companies
Related insurance form pages
Related coverage topics
Review replacement cost coverage in admitted P&C endorsements and policies, including matching form records, product lines, common form names, and recent filings.
Roof surfacing payment scheduleReview roof surfacing payment schedule in admitted P&C endorsements, including matching form records, product lines, common form names, and recent filings.
Windstorm or hail deductibleReview windstorm or hail deductible in admitted P&C endorsements, including matching form records, product lines, common form names, and recent filings.