Exclusions

Animal liability exclusion in admitted P&C products

Coverage classification

Form type
Exclusions
Topics
Premises

Coverage intent

An animal liability exclusion limits coverage for injury, damage, or liability arising from animals owned, kept, controlled, or allowed by an insured.

Coverage impact

Animal exclusions affect homeowners, rental, farm, commercial premises, and umbrella risks. The scope can vary by animal type, prior incidents, scheduled exceptions, and premises liability carvebacks.

Where this language appears

Matching form records, product lines, state activity, and recent examples for this coverage language.

Matching form records

Recent records

Product submissions

Companies

Related insurance form pages

Related coverage topics