BP 04 19 Amendment – Liquor Liability Exclusion – Exception For Scheduled Premises Or Activities

An Insurance Services Office (ISO) standard form. It replaces the businessowners liquor liability exclusion so that it does not apply to injury or damage from serving alcohol at scheduled activities or from allowing alcohol to be brought onto scheduled premises.

1. 08 24 edition

   Aug 2024, compared with 07 13Latest edition

   • The negligent supervision wording now reaches only claims against the insured who did the supervising, hiring or monitoring.

     07 13

     “monitoring of others by an insured”

     08 24

     “monitoring of others by that insured”

2. 07 13 edition

   Jul 2013, compared with 01 06

   • The exclusion now also applies to insureds who let people bring alcohol onto their premises, and the exception now covers bring your own alcohol at the premises in the schedule.

     01 06

     “specific activity(ies) described above”

     07 13

     “Permitting any person to bring any alcoholic beverages on the premises described in the Schedule”

   • The exclusion now applies even if claims allege negligent supervision or hiring, or providing or failing to provide transportation for an intoxicated person.

     01 06

     Not in this edition

     07 13

     “Providing or failing to provide transportation with respect to any person that may be under the influence of alcohol”

1 other edition date appears in one or two filings each, often carrier-specific versions: 09 22.

Where filings record what this form replaced, they name earlier edition 07 13 and other forms N/A. Only some filings record replacements.

• Edition in use: in the past 12 months, 2 companies filed the 08 24 edition and 1 company filed 07 13.
• BP 00 03 (Businessowners Coverage Form) is filed alongside it most often, in 77 of the same filings (96%).

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Sep 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

• Chubb Limited GroupUses BP 04 19 in 1 filing
• Tokio Marine Holdings Incorporated GroupUses BP 04 19 in 3 filings

• BP 00 03Businessowners Coverage Form77 filings
• BP 04 02Additional Insured – Managers Or Lessors Of Premises77 filings
• BP 04 06Additional Insured – Controlling Interest77 filings
• BP 04 07Additional Insured – State Or Governmental Agency Or Subdivision Or Political Subdivision – Permits Or Authorizations Relating To Premises77 filings
• BP 04 09Additional Insured – Mortgagee, Assignee Or Receiver77 filings
• BP 04 10Additional Insured – Owners Or Other Interests From Whom Land Has Been Leased77 filings
• BP 04 16Additional Insured – Lessor Of Leased Equipment77 filings
• BP 04 48Additional Insured – Designated Person Or Organization77 filings
• BP 04 11Additional Insured – Co–Owner Of Insured Premises76 filings
• BP 04 30Protective Safeguards76 filings