ISO exclusion · commercial general liability

CG 21 51 Amendment Of Liquor Liability Exclusion - Exception For Scheduled Premises Or Activities

Filings
151
latest Oct 22, 2026
Filing companies
76
43 carrier groups
States
35
Latest edition
04 13
Apr 2013

Coverage description

An Insurance Services Office (ISO) standard form. It replaces the general liability liquor exclusion with a version that also applies when you let people bring alcohol onto your premises, but does not apply to alcohol served at the scheduled activities or brought onto the scheduled premises.

How the form has changed

3 changes across 1 revision, newest first. Each edition is compared with the one before it, using wording from filed copies.

  1. 04 13 edition

    Apr 2013, compared with 09 89Latest edition
    • The exclusion now also applies if you permit people to bring alcohol onto your premises, and intoxication caused by such alcohol is added to the excluded causes.

      09 89

      Not in this edition

      04 13

      “Permit any person to bring any alcoholic beverages on your premises”

    • The exception can now apply to scheduled premises as well as scheduled activities, restoring coverage for letting people bring alcohol onto the scheduled premises.

      09 89

      “at the specific activity(ies) described above”

      04 13

      “Permitting any person to bring any alcoholic beverages on the premises described in the Schedule”

    • The exclusion applies even if claims allege negligent supervision, hiring, training or monitoring of others, or providing or failing to provide transportation.

      09 89

      Not in this edition

      04 13

      “Providing or failing to provide transportation with respect to any person”

Editions

Edition dates as filed, newest first. Filing counts include every state submission that lists the edition.

EditionFilingsCompaniesStatesFiled
04 13Apr 2013Latest1457435Nov 2021 to Oct 2026
09 89Sep 1989645Aug 2022 to Mar 2024

Where filings record what this form replaced, they name earlier edition 09 89. Only some filings record replacements.

What the filings show

  • Edition in use: in the past 12 months, 21 companies filed the 04 13 edition.
  • CG 22 70 (Real Estate Property Managed) is filed alongside it most often, in 135 of the same filings (89%).

Filed under

Commercial General Liability 113Commercial Package 11Other other liability 8Other Liability 7Other Commercial Lines 6CMP 2

Data from admitted P&C filings with state insurance departments, submitted Oct 2021 to Oct 2026, excluding withdrawn and rejected filings. One filing can cover several affiliated companies.

Carriers filing this form

The 10 carrier groups with the most filings that include CG 21 51, out of 43 in total.

CarrierFilingsStatesEditions, most filed firstLast filed
WCF Mutual Insurance Company GroupAssociated Indemnity Corporation161604 13Jan 15, 2026
Cincinnati Financial Group3 group companies filed it, led by The Cincinnati Casualty Company and The Cincinnati Indemnity Company151504 13Jan 4, 2023
Berkshire Hathaway Group2 group companies filed it, led by Berkshire Hathaway Homestate Insurance Company and Redwood Fire and Casualty Insurance Company101004 1309 89Jan 9, 2023
Markel Corporation Group2 group companies filed it, led by State National Insurance Company, Inc. and Markel Insurance Company10404 1309 89Oct 22, 2026
Nationwide Corporation Group7 group companies filed it, led by Allied Insurance Company of America and Nationwide Agribusiness Insurance Company7204 13Feb 12, 2025
Siriuspoint GroupSiriusPoint America Insurance Company7304 13Jun 15, 2026
Starr Group2 group companies filed it, led by Starr Indemnity and Liability Company and Starr Specialty Insurance Company7404 13Sep 8, 2025
Hastings Mutual Insurance Company6504 13Mar 13, 2025
Church Mutual GroupChurch Mutual Insurance Company, S.I.5204 13Jun 26, 2026
Sompo GroupSompo America Insurance Company5104 13Jun 18, 2026

How the largest insurers handle CG 21 51

Groups among the largest commercial general liability insurers that filed CG 21 51 or their own version in the past five years.

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States

Number of filings that include CG 21 51 in each state, Oct 2021 to Oct 2026. Darker states have more filings.

Tennessee: 0 filingsTNAlabama: 1 filingAL1Florida: 0 filingsFLGeorgia: 1 filingGA1Oklahoma: 1 filingOK1South Carolina: 20 filingsSC20Arkansas: 2 filingsAR2Missouri: 1 filingMO1Indiana: 3 filingsIN3Louisiana: 0 filingsLAOhio: 3 filingsOH3Wisconsin: 3 filingsWI3Texas: 0 filingsTXKentucky: 1 filingKY1Iowa: 2 filingsIA2Kansas: 2 filingsKS2Mississippi: 0 filingsMSNorth Carolina: 1 filingNC1Nebraska: 0 filingsNESouth Dakota: 1 filingSD1Montana: 2 filingsMT2New Hampshire: 0 filingsNHVirginia: 3 filingsVA3Arizona: 0 filingsAZPennsylvania: 1 filingPA1Rhode Island: 1 filingRI1Michigan: 0 filingsMIAlaska: 0 filingsAKDistrict of Columbia: 0 filingsDCIdaho: 2 filingsID2Maryland: 1 filingMD1West Virginia: 1 filingWV1Utah: 2 filingsUT2Wyoming: 6 filingsWY6Delaware: 0 filingsDENew Mexico: 5 filingsNM5Colorado: 31 filingsCO31Connecticut: 1 filingCT1Maine: 0 filingsMENorth Dakota: 1 filingND1Illinois: 9 filingsIL9Minnesota: 0 filingsMNNew Jersey: 1 filingNJ1New York: 1 filingNY1Massachusetts: 0 filingsMAWashington: 1 filingWA1Oregon: 2 filingsOR2Vermont: 1 filingVT1California: 35 filingsCA35Nevada: 2 filingsNV2Hawaii: 0 filingsHI
FewerMore filingsNone

Often filed with

Standard-style form numbers that appear in the same filings most often.

  • CG 22 70Real Estate Property Managed135 filings
  • CG 20 11Additional Insured – Managers or Lessors of Premises131 filings
  • CG 20 27Additional Insured - Co-Owner of Insured Premises131 filings
  • CG 21 50Amendment of Liquor Liability Exclusion131 filings
  • CG 21 66Exclusion – Volunteer Workers as Insureds131 filings
  • CG 20 26Additional Insured – Designated Person or Organization130 filings
  • CG 20 28Additional Insured - Lessor of Leased Equipment130 filings
  • CG 20 12Additional Insured – State or Governmental Agency or Subdivision or Political Subdivision – Permits or Authorizations127 filings
  • CG 21 57Exclusion - Counseling Services125 filings
  • CG 21 59Exclusion - Diagnostic Testing Laboratories125 filings

Recent filings

Latest filings that include this form number. Filed copies open in FilingFocus.

SubmittedCompanyStateEditionsTracking number
Oct 22, 2026State National Insurance Company, Inc.CO04 13STNA-135128706
Oct 6, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreCA04 13CNAB-135091690
Aug 20, 2026New York Marine and General Insurance CompanySC04 13PERR-135060921
Jun 26, 2026Church Mutual Insurance Company, S.I.CO04 13CHMU-134947220
Jun 18, 2026Sompo America Insurance CompanyCO04 13SMPJ-134985965
Jun 17, 2026Atlantic Specialty Insurance CompanyNM04 13BEAC-134983795
Jun 15, 2026SiriusPoint America Insurance CompanyCO04 13MRTN-134978899
Jun 15, 2026SiriusPoint America Insurance CompanyCO04 13MRTN-134978902
Jun 2, 2026Zenith Insurance CompanyCA04 13ZICO-134965759
Jun 1, 2026CopperPoint Casualty Insurance Companyand 1 moreSC04 13COPP-134966665
Mar 20, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreCO04 13CNAB-134872676
Feb 24, 2026American Casualty Company of Reading, Pennsylvaniaand 5 moreSC04 13CNAB-134851008

Most filed ISO CG forms

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